Walton County property record for 107 Rodney Dr, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,472 sqft · built 2004 |
| Lot Size | 0.537 acres (23,392 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $410,000 (Jul 2025) |
| Tax Bill | $1,058 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Feb 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-1S-19-23080-00H-0020 |
| Primary APN | 34-1S-19-23080-00H-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| Gross Area | 2,060 sqft |
| 1st Floor Area | 1,472 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 23,392 sqft (0.537 acres) |
| Lot Dimensions | 225 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Brick Driveway |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 18 sqft |
| Deck Area | Deck Area |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 107 RODNEY DR |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-4645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BYMALL |
| Legal Description | THAT PART OF LOT 2 BLK H LAIRDS 2ND ADD AMENDED PB 3-63 DESC AS COM NE/COR LOT 2 BLK H LAIRDS SECOND ADD AMENDED, S 41 DEG 3021W ALONG E LINE LOT 2 225.00 FT TO SE/COR LOT 2,N 48 DEG 2450W 36.01 FT,N 16 DEG 4134E 247.83 FT TO NW/COR LOT 2 BLK H,S 48 |
| Legal Range | 019 |
| Legal Township | 01S |
| Legal Section | 34 |
| Legal Subdivision | LAIRDS 2ND ADD AMENDED |
| Legal Block | H |
| Legal Lot Number | 2 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 950502 |
Source: Walton County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 42 PRITCHARD RD, MIRAMAR BEACH, FL 32550-3975 |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jul 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Feb 15, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 26, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jul 1, 2025 | Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2025 · Amount on Record |
| Deed Sale | Jul 1, 2025 · Amount on Record |
| Prior Sale | Mar 4, 2016 · Amount on Record |
| Deed Document Number | 202522943 |
| Deed Book / Page | 3363 / 433 |
| Prior Transfer Date | Mar 9, 2010 |
| Prior Transfer Doc | 0028370346 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 107 RODNEY DR, FREEPORT, FL 32439-4645 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 107 RODNEY DR, FREEPORT, FL 32439-4645 |
| Document Number | 0032953011 |
|---|---|
| Date | Jul 13, 2023 |
| Book Page | 3295/3011 |
| Instrument | 20230024751 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 7, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 107 RODNEY DR, FREEPORT, FL 32439-4645 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 107 RODNEY DR, FREEPORT, FL 32439-4645 |
| Document Number | 0033153108 |
|---|---|
| Date | Feb 15, 2024 |
| Book Page | 3315/3108 |
| Instrument | 20240005294 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 107 RODNEY DR, FREEPORT, FL 32439-4645 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 107 RODNEY DR, FREEPORT, FL 32439-4645 |
| Document Number | 0033452757 |
|---|---|
| Date | Dec 26, 2024 |
| Book Page | 3345/2757 |
| Instrument | 20240044516 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jul 1, 2025 |
| Property Address | 107 RODNEY DR, FREEPORT, FL 32439-4645 |
| Document Number | 0033630433 |
| Book / Page | 3363 / 433 |
| Instrument Date | Jun 30, 2025 |
| Instrument | 20250022943 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | CLEAR TITLE AND ESCROW LLC, CLEAR TITLE & ESCROW 30A LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3311 BRIDGES LN, LAUREL HILL, FL 32567-8359 |
| Name | Verified Name |
|---|---|
| Address | 42 PRITCHARD RD, MIRAMAR BEACH, FL 32550-3975 |
| Document Number | 0003363435 |
|---|---|
| Date | Jul 1, 2025 |
| Instrument | 3363/435 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2055 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,058.00 (+2.12%) | $156,730 (-40.81%) | $283,492 (+7.06%) Land $142,120 Building $141,372 |
| 2024 | $1,036.00 (+4.12%) | ||
| 2023 | $995.00 (+1.22%) Homeowner's exemption | $264,790 (+22.83%) Land $120,054 Building $144,736 | $264,790 (+22.83%) Land $120,054 Building $144,736 |
| 2022 | $983.00 Homeowner's exemption | $215,577 Land $74,338 Building $141,239 | $215,577 Land $74,338 Building $141,239 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 126 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 126 in force |
| Nearby Flood Claims | 68 (1992–2021) |
| Claims Outside the SFHA | 7 of 68 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wildstar Networks.
5G (outdoors only) and 4G LTE
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