107 Rocky Ridge Rd, Red Oak, TX 75154 Property Records

Ellis County property record for 107 Rocky Ridge Rd, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,882 sqft · built 1983
Lot Size	0.589 acres (25,657 sqft)
Owner	2 Individual Names on File
Last Sale	$207,000 (May 2018)
Tax Bill	$2,268 (2025)
Deeds & Mortgages	Mar 2022 Second Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R154648`

Property Details

APN / Parcel Number

Primary APN	`R154648`
Alternative APNs	`00821000900300111` `154648`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,882 sqft Living Area
Gross Area	2,527 sqft
1st Floor Area	1,642 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	25,657 sqft (0.589 acres)
Lot Dimensions	190 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	135 sqft
Storage Building	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	107 ROCKY RIDGE RD
City	RED OAK
State	TX
Zip	75154-5038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 9 SHADOWRIDGE #1 .589 AC
Legal Subdivision	SHADOWRIDGE #1
Legal Block	9
Legal Lot Number	3
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	3
Census Block	3007
Census Tract	60207

Owner

107 Rocky Ridge Rd is owned and occupied by two individuals who bought it in May 2018.

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	107 ROCKY RIDGE RD, RED OAK, TX 75154-5038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAXTER CU
Jul 28, 2020	Deed of Trust, Mortgage BAXTER CU
May 10, 2018	Quit Claim Deed, Mortgage LOANDEPOT.COM LLC
May 2, 2017	Quit Claim Deed, Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2018 · Amount on File
Deed Sale	May 10, 2018 · Amount on File
Prior Sale	May 2, 2017 · Amount on File
Deed Document Number	201813371
Prior Transfer Date	Apr 30, 2018
Prior Transfer Doc	0000013371
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	107 ROCKY RIDGE RD, RED OAK, TX 75154-5038
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002212409
Date	Mar 28, 2022
Instrument	2212409

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 30, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	107 ROCKY RIDGE RD, RED OAK, TX 75154-5038
Document Number	0000027757
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	107 ROCKY RIDGE RD RED OAK TX 751545038, RED OAK, TX 75154-5038

Mortgage

Document Number	0000027757
Date	Aug 11, 2020
Instrument	27757

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2050

May 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ELLIS TX
Recording Date	May 10, 2018
Property Address	107 ROCKY RIDGE RD, RED OAK, TX 75154-5038
Document Number	0000013371
Instrument Date	Apr 30, 2018
Instrument	13371
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	183 INDUSTRY DR PITTSBURGH PA 152751015, PITTSBURGH, PA 15275-1015

Mortgage

Document Number	13372
Date	May 10, 2018
Instrument	13372

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 9, 2048

May 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ELLIS TX
Recording Date	May 2, 2017
Property Address	107 ROCKY RIDGE RD, RED OAK, TX 75154-5038
Document Number	0000011877
Instrument Date	May 1, 2017
Instrument	11877
Transaction Type	Mortgage
Record Updated	May 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 ROCKY RIDGE RD RED OAK TX 751545038, RED OAK, TX 75154-5038

Mortgage

Document Number	11878
Date	May 2, 2017
Instrument	11878

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 107 Rocky Ridge Rd was $2,268 with a homeowner's exemption, down 5.7% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,605 (+1%)	$340,625 (+9.56%) Land $95,000 Building $245,625
2025	$2,268.00 (-5.74%) Homeowner's exemption	$262,368 Land $95,000 Building $215,889	$310,889 Land $95,000 Building $215,889
2024	$2,406.00 (+15.4%)
2023	$2,085.00 Homeowner's exemption	$303,547 Land $75,000 Building $228,547	$303,547 Land $75,000 Building $228,547
2018	$3,290.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Rocky Ridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2015–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Rocky Ridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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