107 Rock Ledge Ln, Linville, NC 28646 Property Records

Avery County property record for 107 Rock Ledge Ln, Linville, NC 28646

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,386 sqft · built 1981
Lot Size	1.77 acres (77,133 sqft)
Owner	Company Name on Record
Last Sale	$2,098,000 (Sep 2026)
Tax Bill	$2,790 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1856-00-46-2070-00000`

Property Details

APN / Parcel Number

Primary APN	`1856-00-46-2070-00000`
Alternative APN	`74401`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,386 sqft Living Area
Gross Area	3,125 sqft
1st Floor Area	2,386 sqft
Basement Area	1,328 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2016
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	77,133 sqft (1.77 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	255 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	74401
Street Address	107 ROCK LEDGE LN
City	LINVILLE
State	NC
Zip	28646-8157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NULL
Legal Description	LRDC UNIT 1 LOT 7 PLAT 18-40
Legal Subdivision	PLAT 18-40
Legal Lot Number	7
Legal Unit	1
Jurisdiction	AVERY NC
Township / Civil Division	LINVILLE
Census Block Group	1
Census Block	1086
Census Tract	930200

Owner

Source: Avery County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3265 SW 60TH CT, MIAMI, FL 33155-4048
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Agreement of Sale, Transfer
Sep 29, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 23, 2020	Warranty Deed, Transfer · Conventional Mortgage LIFESTORE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2026 · Amount on Record
Deed Sale	Sep 29, 2026 · Amount on Record
Prior Sale	Oct 22, 2012 · Amount on Record
Deed Document Number	20264065
Deed Book / Page	624 / 867
Record Updated	Oct 29, 2026

September 2026: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	AVERY NC
Recording Date	Sep 29, 2026
Property Address	107 ROCK LEDGE LN, LINVILLE, NC 28646-8157
Document Number	0000004064
Book / Page	624 / 866
Instrument Date	Sep 29, 2026
Instrument	20264064
Transaction Type	Transfer
Record Updated	Oct 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Sep 29, 2026
Property Address	107 ROCK LEDGE LN, LINVILLE, NC 28646-8157
Document Number	0000004065
Book / Page	624 / 867
Instrument Date	Sep 21, 2026
Instrument	20264065
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$423,796.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	3265 SW 60TH CT, MIAMI, FL 33155-4048

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Nov 23, 2020
Property Address	107 ROCK LEDGE LN, LINVILLE, NC 28646-8157
Document Number	0005522251
Book / Page	000552 / 002251
Instrument Date	Nov 23, 2020
Instrument	6832
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,370.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6605 PARK AVE ATLANTA GA 303422365, ATLANTA, GA 30342-2365

Mortgage

Document Number	5522254
Date	Nov 23, 2020
Book Page	000552/002254
Instrument	6833

Lender

Name	LIFESTORE BK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2050

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,790.00	$697,700 (-) Land $50,000 Building $647,700	$697,700 (-) Land $50,000 Building $647,700
2023	$2,790.00 (+3.3%)	$697,700 (+3.3%) Land $50,000 Building $647,700	$697,700 (+3.3%) Land $50,000 Building $647,700
2022	$2,701.00	$675,400 Land $50,000 Building $625,400	$675,400 Land $50,000 Building $625,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	16 (1997–2024)
Claims Outside the SFHA	13 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLES A CANNON MEMORIAL HOSPITAL private · serves 320 people · EPA ID NC0106123
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Skyline Telephone.

Cell Coverage

4G LTE only, no 5G reported

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