Shelby County property record for 107 River Dr, Wilsonville, AL 35186
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,145 sqft · built 2022 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,398 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 194180001014016 |
| Primary APN | 194180001014016 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,145 sqft Heated Area |
| 1st Floor Area | 1,179 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,994 sqft (0.459 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 313 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 107 RIVER DR |
|---|---|
| City | WILSONVILLE |
| State | AL |
| Zip | 35186-7413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 02E |
| Legal Township | 21S |
| Legal Section | 18 |
| Legal Subdivision | RIVERVIEW |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | WILSONVILLE |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 30800 |
107 River Dr is owned and occupied by two individuals.
Source: Shelby County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 RIVER DR, WILSONVILLE, AL 35186-7413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2022 | Deed of Trust, Mortgage · Line of Credit AMERICAS FIRST FCU |
| Sep 28, 2023 | Deed of Trust, Mortgage · Line of Credit AMERICAS FIRST FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 107 RIVER DR, WILSONVILLE, AL 35186-7413 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000341550 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 20220831000341550 |
| Name | AMERICAS FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | BIRMINGHAM, AL 35203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 26, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 107 RIVER DR, WILSONVILLE, AL 35186-7413 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 107 RIVER DR, WILSONVILLE, AL 35186-7413 |
| Investor | Possibly a Property Investor |
| Document Number | 0000290250 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 20230928000290250 |
| Name | AMERICAS FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | BIRMINGHAM, AL 35203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 107 River Dr was $1,398 with a homeowner's exemption.
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Wilsonville Town |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,398.00 Homeowner's exemption | ||
| 2025 | $29,140 | $291,260 Land $17,160 Building $274,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 River Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (1998–2010) |
| Most Recent Claim | Mar 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 River Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILSONVILLE WATER WORKS serves 2,415 people · EPA ID AL0001171 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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