Lorain County property record for 107 Ridge St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1950 |
| Square Footage | 1,640 sqft Living Area |
| Lot Size | 10,454 sqft (0.239 acres) |
| Garage | Detached, 720 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,339.00 (2025) |
| Primary APN | 06-25-061-000-008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,640 sqft Living Area |
| 1st Floor | 730 sqft 1st Floor |
| 2nd Floor | 520 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 10,454 sqft (0.239 acres) |
| Depth X Width | 161 ft x 65.7 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 720 sqft Garage |
| Deck Area | 184 sqft Deck |
|---|---|
| Patio Area | 184 sqft Patio |
| Porch | Open Porch |
| Porch Area | 108 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 107 RIDGE ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-5253 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FRNT/DPTH CORR 17-03620-D 0.24 AC |
| Legal Subdivision | EAST/BLACK RIVER |
| Legal Tract | 25 |
| Legal Lot Number | 61 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 70700 |
Source: Lorain County records · APN 06-25-061-000-008
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 RIDGE ST, ELYRIA, OH 44035-5253 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY STAR CU INC |
| Feb 28, 2017 | Quit Claim Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Sep 01, 2016 | Deed of Trust, Mortgage · Line of Credit COMMUNITY STAR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Prior Sale | Aug 05, 2015 |
| Last Transfer Date | Feb 28, 2017 |
| Transfer Doc | 0000620544 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 107 RIDGE ST, ELYRIA, OH 44035-5253 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | MILLER HOME TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000876449 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 2022-0876449 |
| Name | COMMUNITY STAR CU INC |
|---|---|
| Type | Credit Union |
| Address | ELYRIA, OH 44035 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 28, 2017 |
| Property Address | 107 RIDGE ST, ELYRIA, OH 44035-5253 |
| Document Number | 0000620544 |
| Instrument Date | Sep 01, 2016 |
| Instrument | 620544 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 107 RIDGE ST ELYRIA OH 440355253, ELYRIA, OH 44035-5253 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 107 RIDGE ST, ELYRIA, OH 44035-5253 |
| Document Number | 0000620545 |
| Instrument Date | Sep 01, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 107 RIDGE ST ELYRIA OH 440355253, ELYRIA, OH 44035-5253 |
| Document Number | 0000620545 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | 620545 |
| Name | COMMUNITY STAR CU |
|---|---|
| Address | ELYRIA, OH 44035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 27, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,339.00 | $49,670 (+0.01%) Land $10,490 Building $39,180 | $141,900 (-) Land $29,960 Building $111,940 |
| 2024 | $2,339.00 (+25.15%) | $49,665 (+44.74%) Land $10,486 Building $39,179 | $141,900 (+44.74%) Land $29,960 Building $111,940 |
| 2023 | $1,869.00 (+0.38%) | $34,314 (+0.01%) Land $6,454 Building $27,860 | $98,040 (-) Land $18,440 Building $79,600 |
| 2022 | $1,862.00 | $34,310 Land $6,450 Building $27,860 | |
| 2021 | $98,040 Land $18,440 Building $79,600 |
107 Ridge St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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