Bergen County and Ramsey Borough property record for 107 Regency Park, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 637 sqft · built 1964 |
| Lot Size | 0.008 acres (368 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Sep 2022) |
| Tax Bill | $4,882 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04202-0000-00001-0000-C0107 |
| Primary APN | 48-04202-0000-00001-0000-C0107 |
|---|---|
| Alternative APN |
|
| Building Area | 637 sqft Living Area |
|---|
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Condo/Apartment |
| Lot Area | 368 sqft (0.008 acres) |
| Street Address | 107 REGENCY PARK |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | REGENCY PARK |
| Legal Block | 4202 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 44202 |
107 Regency Park is owned by an individual who bought it in September 2022.
Source: Bergen County and Ramsey Borough records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 MINNEHAHA BLVD, OAKLAND, NJ 07436-2816 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 29, 2022 | Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2022 · Amount on File |
| Deed Sale | Sep 29, 2022 · Amount on File |
| Deed Document Number | 202295277 |
| Deed Book / Page | 4821 / 1099 |
| Prior Transfer Date | Jul 12, 2022 |
| Prior Transfer Doc | 0048211099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 19, 2026 |
| Property Address | 107 REGENCY PARK, RAMSEY, NJ 07446 |
| Document Number | 0000057577 |
| Book / Page | 5879 / 308 |
| Instrument Date | May 4, 2026 |
| Instrument | 202657577 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 16 MINNEHAHA BLVD, OAKLAND, NJ 07436-2816 |
| Document Number | 0000057577, |
|---|---|
| Date | Aug 19, 2026 |
| Book Page | 5879/308 |
| Instrument | 202657577 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | Jun 1, 2055 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 18, 2026 |
| Property Address | 107 REGENCY PARK, RAMSEY, NJ 07446 |
| Document Number | 0000033084 |
| Book / Page | 5799 / 915 |
| Instrument Date | May 4, 2026 |
| Instrument | 202633084 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 16 MINNEHAHA BLVD, OAKLAND, NJ 07436-2816 |
| Document Number | 0000033084, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 5799/915 |
| Instrument | 202633084 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 29, 2022 |
| Property Address | 107 REGENCY PARK, RAMSEY, NJ 07446 |
| Document Number | 0048211099 |
| Book / Page | 4821 / 1099 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 2022095277 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,013.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2200 N CENTRAL RD # RD7K, 2200, FORT LEE, NJ 07024-7557 |
| Name | Verified Name |
|---|---|
| Address | 16 MINNEHAHA BLVD, OAKLAND, NJ 07436-2816 |
| Document Number | 2022095278 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 2022095278 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Oct 1, 2062 |
The 2025 property tax bill for 107 Regency Park was $4,882, down 3.1% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $247,900 (+4.56%) Land $160,000 Building $87,900 | $247,900 (+4.56%) Land $160,000 Building $87,900 | |
| 2025 | $4,882.00 (-3.13%) | $237,100 Land $150,000 Building $87,100 | $237,100 Land $150,000 Building $87,100 |
| 2024 | $5,040.00 | ||
| 2023 | $178,600 Land $105,000 Building $73,600 | $178,600 Land $105,000 Building $73,600 | |
| 2022 | $4,684.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Regency Park in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Regency Park is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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