107 Reading Cir, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 107 Reading Cir, Bridgewater, NJ 08807

Property Summary

Property TypeSingle Family Home
Details868 sqft · built 1989
Lot Size0.015 acres (646 sqft)
Owner2 Individual Names on Record
Last Sale$130,000 (Jul 2019)
Tax Bill$2,951 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-00164-05-00107

Property Details

APN / Parcel Number

Primary APN06-00164-05-00107
Alternative APN
  • S001

Interior

Building Area868 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area646 sqft (0.015 acres)

Location & Zoning

Account NumberS001
Street Address107 READING CIR
CityBRIDGEWATER
StateNJ
Zip08807-7026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDU8
Legal DescriptionADDITIONAL LOTS: ML
Legal SubdivisionBEACON HILL/VANDERHAVEN FARM C
Legal Block164.5
Legal Lot Number107
JurisdictionSOMERSET NJ
Township / Civil DivisionBRIDGEWATER
Census Block Group4
Census Block4010
Census Tract50704

Owner

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address107 READING CIR, BRIDGEWATER, NJ 08807-7026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2019 · Amount on Record
Deed SaleJul 24, 2019 · Amount on Record
Prior SaleMay 23, 2001 · Amount on Record
Deed Document Number201926493
Deed Book / Page7135 / 2180
Record UpdatedSep 20, 2026

July 2019: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateJul 24, 2019
Property Address107 READING CIR, BRIDGEWATER, NJ 08807-7026
Document Number0000026493
Book / Page7135 / 2180
Instrument DateJul 18, 2019
Instrument2019026493
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyOLD REPUBLIC TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address814 GARFIELD AVE, 814, BRIDGEWATER, NJ 08807-1164

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 READING CIR, BRIDGEWATER, NJ 08807-7026

Mortgage

Document Number0000026494
DateJul 24, 2019
Instrument2019026494
Lender
NameAFFINITY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionBridgewater Township
Unified School DistrictBridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$160,500 (+4.9%) Land $20,000 Building $140,500$160,500 (+4.9%) Land $20,000 Building $140,500
2025$2,951.00 (+1.13%)$153,000 (+7.75%) Land $20,000 Building $133,000$153,000 (+7.75%) Land $20,000 Building $133,000
2024$2,918.00 (+9.37%)
2023$142,000 Land $20,000 Building $122,000$142,000 Land $20,000 Building $122,000
2022$2,668.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Optimum
Cable · Fiber in parts of the area
940 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Reading Cir

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