1. Home
  2. North Carolina
  3. Swansboro
  4. Ray Ln

107 Ray Ln, Swansboro, NC 28584 Property Records

Onslow County property record for 107 Ray Ln, Swansboro, NC 28584

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,708 sqft · built 1999
Lot Size13.1 acres (570,636 sqft)
Owner2 Individual Names on Record
Last Sale$1,200,000 (Jul 2024)
Tax Bill$2,872 (2025)
Deeds & MortgagesOct 2025 Sale
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1314-10

Property Details

APN / Parcel Number

Primary APN1314-10
Alternative APNs
  • 490011930
  • 110653000
  • 020981

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,708 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area570,636 sqft (13.1 acres)
View / LotWaterfront / Beach

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number490011930
Street Address107 RAY LN
CitySWANSBORO
StateNC
Zip28584-8399
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRA
Legal DescriptionL 2 & 4 JOE PHILLIPS EST
Legal SubdivisionPHILLIPS JOE ESTATE HEIRS
Legal Lot Number2,4
JurisdictionONSLOW NC
Township / Civil DivisionSWANSBORO
Census Block Group3
Census Block3017
Census Tract105

Owner

Source: Onslow County records, as of August 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address144 RAY LN, SWANSBORO, NC 28584-8399
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2025Lease, Transfer
Aug 5, 2021Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2024 · Amount on Record
Deed SaleJul 1, 2024 · Amount on Record
Prior SaleJul 18, 2007 · Amount on Record
Deed Book / Page6176 / 825
Prior Transfer DateFeb 13, 2008
Prior Transfer Doc0030170019
Record UpdatedJun 8, 2026

October 2025: Lease, Transfer

Document TypeLease
JurisdictionONSLOW NC
Recording DateOct 7, 2025
Property Address107 RAY LN, SWANSBORO, NC 28584-8399
Document Number0064500176
Book / Page6450 / 176
Instrument DateOct 2, 2025
Transaction TypeTransfer
Record UpdatedOct 24, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Property Address107 RAY LN, SWANSBORO, NC 28584-8399
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055350823
DateAug 5, 2021
Book Page5535/823
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressPATERSON, NJ 7501
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of August 15, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,872.00 (+3.91%)$438,570 (+3.93%) Land $304,980 Building $133,590$438,570 (+3.93%) Land $304,980 Building $133,590
2023$2,764.00$421,994 Land $307,920 Building $114,074$421,994 Land $307,920 Building $114,074

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 114 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies114 in force
Nearby Flood Claims19 (1996–2018)
Claims Outside the SFHA4 of 19
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 15 claims
  • Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSLOW WTR AND SEWER AUTHORITY
serves 156,755 people · EPA ID NC0467035
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ray Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures