Osceola County property record for 107 Rachel Lin Ln, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,358 sqft · built 2005 |
| Lot Size | 0.289 acres (12,588 sqft) |
| Owner | Trust Name on File |
| Last Sale | $38,000 (Oct 2004) |
| Tax Bill | $6,095 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-25-31-3016-0001-1780 |
| Primary APN | 19-25-31-3016-0001-1780 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,358 sqft Living Area |
| Gross Area | 2,928 sqft |
| 1st Floor Area | 2,138 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,588 sqft (0.289 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 284 sqft |
| Patio Area | 170 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 107 RACHEL LIN LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | EAST LAKE RESERVE AT NARCOOSSEE UNIT 3 PB 16 PGS 82-84 LOT 178 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 19 |
| Legal Subdivision | EAST LAKE RESERVE AT NARCOOSSEE UNIT 3 |
| Legal Tract | 3016 |
| Legal Block | 1780 |
| Legal Lot Number | 178 |
| Legal Unit | 3P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 43600 |
107 Rachel Lin Ln is held in a trust since February 2023.
Source: Osceola County records, as of November 26, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 20 MEADOWAY, DOBBS FERRY, NY 10522-2015 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2004 · Amount on File |
| Deed Sale | Oct 4, 2004 · Amount on File |
| Deed Document Number | 2004193407 |
| Deed Book / Page | 2608 / 1287 |
| Last Transfer Date | Feb 13, 2023 |
| Transfer Doc | 0063921079 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 20, 2023 |
| Property Address | 107 RACHEL LIN LN, SAINT CLOUD, FL 34771-8265 |
| Document Number | 0063921079 |
| Book / Page | 6392 / 1079 |
| Map Reference | MB 16 PG 82-84 |
| Instrument Date | Feb 13, 2023 |
| Instrument | 2023047908 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 MEADOWAY, DOBBS FERRY, NY 10522-2015 |
| Name | Verified Name |
|---|---|
| Address | 20 MEADOWAY, DOBBS FERRY, NY 10522-2015 |
The 2025 property tax bill for 107 Rachel Lin Ln was $6,095, up 7.6% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,095.00 (+7.55%) | $393,200 Land $75,000 Building $318,200 | $393,200 Land $75,000 Building $318,200 |
| 2024 | $5,667.00 (+5.57%) | ||
| 2023 | $5,368.00 (+8.27%) | $372,600 (+6.43%) Land $60,000 Building $312,600 | $372,600 (+6.43%) Land $60,000 Building $312,600 |
| 2022 | $4,958.00 | $350,100 Land $55,000 Building $295,100 | $350,100 Land $55,000 Building $295,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Rachel Lin Ln in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Rachel Lin Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, CenturyLink.
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