107 Prestwick Dr, Georgetown, KY 40324 Property Records

Scott County property record for 107 Prestwick Dr, Georgetown, KY 40324 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,100 sqft · built 2004
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$45,000 (Apr 2021)
Tax Bill$4,578 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Apr 2021 Sale & Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN189-20-123.000

Property Details

APN / Parcel Number

Primary APN189-20-123.000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms12 Rooms
Stories1 Story
Building Area3,100 sqft Living Area
1st Floor Area1,895 sqft
Basement Area3,100 sqft
Finished Basement3,100 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area564 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address107 PRESTWICK DR
CityGEORGETOWN
StateKY
Zip40324-8784
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHERRY BLOSSOM VILLAGE PHASE 6
Legal SubdivisionCHERRY BLOSSOM VILLAGE PHASE 6
Legal Phase6
Legal Tract2
Legal Lot Number8
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2002
Census Tract40303

Owner

Source: Scott County records · APN 189-20-123.000

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address107 PRESTWICK DR, GEORGETOWN, KY 40324-8784
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2026Deed of Trust, Mortgage · Line of Credit
COMMONWEALTH CREDIT UNION
Apr 14, 2021Deed, Transfer · Stand-Alone Second Mortgage
CENTRAL KENTUCKY AG CREDIT ASSN
Nov 15, 2017Deed of Trust, Mortgage
MORTGAGE CENTRAL BANK & TRUST CO
Oct 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL BANK & TRUST CO
May 11, 2020Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 14, 2021 · Amount on Record
Deed SaleApr 14, 2021 · Amount on Record
Prior SaleMay 11, 2020 · Amount on Record
Deed Document Number2021433092
Deed Book / Page423 / 150
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Recording DateJul 02, 2026
Property Address107 PRESTWICK DR, GEORGETOWN, KY 40324-8784
Document Number0000593093
Book / Page1906 / 586
Instrument DateJun 26, 2026
Instrument2026593093
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 PRESTWICK DR, GEORGETOWN, KY 40324-8784
InvestorPossibly a Property Investor

Mortgage

Document Number0000593093,
DateJul 02, 2026
Book Page1906/586
Instrument2026593093
Lender
NameCOMMONWEALTH CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.53%
Max Rate-1%

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateApr 14, 2021
Property Address107 PRESTWICK DR, GEORGETOWN, KY 40324-8784
Document NumberD423/150
Book / PageD423 / 150
Map ReferenceCAB 9 SL 322
Instrument DateApr 13, 2021
Instrument433092
Transaction TypeTransfer
Record UpdatedJun 14, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$45.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address709 KELLEY LN, 709, MONTICELLO, KY 42633-2561

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address107 PRESTWICK DR, GEORGETOWN, KY 40324-8784

Mortgage

Document Number433095
DateApr 14, 2021
Instrument433095
Lender
NameCENTRAL KENTUCKY AG CREDIT ASSN
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term288 Months
DueApr 13, 2045

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address107 PRESTWICK DR, GEORGETOWN, KY 40324-8784
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1367/852
DateNov 15, 2017
Book PageM1367/852
Instrument377667
Lender
NameMORTGAGE CENTRAL BANK & TRUST CO
TypeNon-Lending Institution
AddressLEXINGTON, KY 40507
Agreement
AmountAmount Recorded
Term120 Months
DueNov 04, 2027

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address107 PRESTWICK DR, GEORGETOWN, KY 40324-8784
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1365/225
DateOct 30, 2017
Book PageM1365/225
Instrument376739
Lender
NameCENTRAL BANK & TRUST CO
TypeBank
AddressLEXINGTON, KY 40507
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2047

May 2020: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateMay 11, 2020
Property Address107 PRESTWICK DR, GEORGETOWN, KY 40324-8784
Document NumberD414/225
Book / PageD414 / 225
Instrument DateMay 04, 2020
Instrument416090
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyFOUNDATION TITLE LLC-LIVINGSTON, FOUNDATION T&E LEXINGTON

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4132 STARRUSH PL, 4132, LEXINGTON, KY 40509-9077

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 PRESTWICK DR, GEORGETOWN, KY 40324-8784

Mortgage

Document Number416091
DateMay 11, 2020
Instrument416091
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,578.00 (+2.58%)$514,000 (+4.41%)$514,000 (+4.41%)
2023$4,463.00 (+16.22%)$492,300 (+11.2%) Land $75,000 Building $417,300$492,300 (+11.2%) Land $75,000 Building $417,300
2022$3,840.00$442,700 Land $75,000 Building $367,700$442,700 Land $75,000 Building $367,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (21209C), updated November 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Lane's Run Historic District
listed 1984 · 18 contributing resources · NRIS 84001986

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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