107 Pine Swamp Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 107 Pine Swamp Rd, Cumberland, RI 02864 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,891 sqft · built 1996
Lot Size	2.06 acres (89,777 sqft)
Owner	2 Trust Names on File
Last Sale	$485,000 (Oct 2019)
Tax Bill	$6,016 (2025)
Deeds & Mortgages	Mar 2025 Refinance Apr 2022 Sale + 1 more
Flood Zone	Zone A (high risk)
APN	`9968-21`

Property Details

APN / Parcel Number

Primary APN	`9968-21`
Alternative APN	`CUMB M:060 B:0058 L:000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,891 sqft Living Area
Gross Area	4,267 sqft
1st Floor Area	1,891 sqft
Basement Area	1,475 sqft
Unfinished Basement	1,475 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	89,777 sqft (2.06 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9968-21
Street Address	107 PINE SWAMP RD
City	CUMBERLAND
State	RI
Zip	02864-1107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	58
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1030
Census Tract	11402

Owner

Source: Cumberland Town records · APN 9968-21

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	107 PINE SWAMP RD, CUMBERLAND, RI 02864-1107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance BANKNEWPORT
Apr 27, 2022	Warranty Deed, Transfer
Oct 15, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 15, 2019 · Amount on Record
Deed Sale	Oct 15, 2019 · Amount on Record
Prior Sale	Jul 10, 2013 · Amount on Record
Deed Book / Page	1816 / 720
Last Transfer Date	Apr 25, 2022
Transfer Doc	001929-686
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	107 PINE SWAMP RD, CUMBERLAND, RI 02864-1107
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001997-805
Date	Mar 11, 2025
Book Page	1997/805
Instrument	148317

Lender

Name	BANKNEWPORT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2040

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Apr 27, 2022
Property Address	107 PINE SWAMP RD, CUMBERLAND, RI 02864-1107
Document Number	001929-686
Book / Page	1929 / 686
Instrument Date	Apr 25, 2022
Instrument	132688
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SWAMP PINE RD, CUMBERLAND, RI 02864-1107

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Oct 15, 2019
Property Address	107 PINE SWAMP RD, CUMBERLAND, RI 02864-1107
Document Number	1816-720
Book / Page	1816 / 720
Instrument Date	Oct 11, 2019
Transaction Type	Transfer
Record Updated	Jun 04, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1816725
Date	Oct 15, 2019
Instrument	1816/725

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,016.00 (+5.6%)	$490,300 (-) Land $183,000 Building $307,300
2023	$5,697.00 (-15%)	$490,300 (+9.66%) Land $183,000 Building $307,300
2022	$6,702.00	$447,100 Land $141,900 Building $305,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070114021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 62% of Rhode Island
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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