107 Pine St, Chestertown, MD 21620 Property Records

Kent County property record for 107 Pine St, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,060 sqft · built 1956
Lot Size	0.251 acres (10,950 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jun 2015)
Tax Bill	$2,741 (2026)
Deeds & Mortgages	May 2026 Reverse Mortgage May 2026 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-011961`

Property Details

APN / Parcel Number

Primary APN	`04-011961`
Alternative APNs	`4011961` `011961`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,060 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	10,950 sqft (0.251 acres)
Lot Dimensions	150 ft deep x 73 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	20 sqft
Patio Area	425 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	011961
Street Address	107 PINE ST
City	CHESTERTOWN
State	MD
Zip	21620-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 73X150 107 PINE ST COLLEGE HEIGHTS
Legal Subdivision	COLLEGE HEIGHTS
Legal Lot Number	107
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	2
Census Block	2018
Census Tract	950300

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 PINE ST, CHESTERTOWN, MD 21620-1208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Reverse Mortgage NATIONAL REAL ESTATE TITLE, NATIONAL REVERSE TITLE
May 14, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Jun 8, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2015 · Amount on Record
Deed Sale	Jun 30, 2015 · Amount on Record
Prior Sale	Jun 6, 2006 · Amount on Record
Deed Book / Page	834 / 252
Transfer Doc	0003740051
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Recording Date	May 14, 2026
Property Address	107 PINE ST, CHESTERTOWN, MD 21620-1208
Document Number	1499000127
Book / Page	1499 / 127
Instrument Date	May 6, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NATIONAL REAL ESTATE TITLE, NATIONAL REVERSE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	107 PINE ST, CHESTERTOWN, MD 21620-1208
Investor	Possibly a Property Investor

Mortgage

Document Number	1499000127,
Date	May 14, 2026
Book Page	1499/127

Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	940 Months
Due	Sep 2, 2104

Interest

Rate	6.37%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Recording Date	May 14, 2026
Property Address	107 PINE ST, CHESTERTOWN, MD 21620-1208
Document Number	1499000148
Book / Page	1499 / 148
Instrument Date	May 6, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NATIONAL REAL ESTATE TITLE, NATIONAL REVERSE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	107 PINE ST, CHESTERTOWN, MD 21620-1208
Investor	Possibly a Property Investor

Mortgage

Document Number	1499000148,
Date	May 14, 2026
Book Page	1499/148

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	940 Months
Due	Sep 2, 2104

Interest

Rate	6.37%
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	107 PINE ST, CHESTERTOWN, MD 21620-1208
Transaction Type	Mortgage
Record Updated	Jul 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 PINE ST, CHESTERTOWN, MD 21620-1208
Investor	Possibly a Property Investor

Mortgage

Document Number	0013130093
Date	Jun 8, 2023
Book Page	1313/93

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	May 28, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,741.00 (+5.02%) Homeowner's exemption	$176,833 (+5.32%)	$194,700 (+15.96%) Land $90,200 Building $104,500
2025	$2,610.00 (+16.57%) Homeowner's exemption	$167,900 (+10.58%) Land $90,200 Building $77,700	$167,900 (-) Land $90,200 Building $77,700
2023	$2,239.00 Homeowner's exemption	$151,833	$167,900 Land $90,200 Building $77,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1983–2003)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, IQ Fiber.

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