107 Pine Crest Dr, Cumming, GA 30040 Property Records

Forsyth County property record for 107 Pine Crest Dr, Cumming, GA 30040

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 2,981 sqft · built 2003
Lot Size0.87 acres (37,897 sqft)
Owner2 Individual Names on Record
Last Sale$620,000 (May 2026)
Tax Bill$5,086 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN126-000-103

Property Details

APN / Parcel Number

Primary APN126-000-103
Alternative APNs
  • 000000083428
  • 0000247175
  • 126 103

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area2,981 sqft Living Area
Basement Area1,615 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialOther
Construction TypeWood
Roof MaterialAsphalt
Lot Area37,897 sqft (0.87 acres)
View / LotLake
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area150 sqft
Deck AreaDeck Area
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number0000247175
Street Address107 PINE CREST DR
CityCUMMING
StateGA
Zip30040-2046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1R
Legal Description3-1 1133 LT 15 AR B GREEN WOOD ACRES
Legal SubdivisionGREENWOOD ACRES
Legal Block2
Legal Lot Number15
JurisdictionFORSYTH GA
Township / Civil DivisionCUMMING
Census Block Group2
Census Block2002
Census Tract130413

Owner

Source: Forsyth County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address107B PINE CREST DR, CUMMING, GA 30040-2046
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Special Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE COMPANY
Jun 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE ISAOA
Jun 12, 2025Warranty Deed, Transfer · FHA Mortgage
NEXA MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2026 · Amount on Record
Deed SaleMay 13, 2026 · Amount on Record
Prior SaleJun 12, 2025
Deed Document Number2026
Deed Book / Page11855 / 746
Record UpdatedOct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFORSYTH GA
Recording DateMay 13, 2026
Property Address107 PINE CREST DR, CUMMING, GA 30040-2046
Document Number1185000746
Book / Page11855 / 746
Instrument DateMay 12, 2026
Transaction TypeTransfer
Record UpdatedJun 1, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$62,620.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address107B PINE CREST DR, CUMMING, GA 30040-2046

Mortgage

Document Number1185000748,
DateMay 13, 2026
Book Page11855/748
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address107 PINE CREST DR, CUMMING, GA 30040-2046
Transaction TypeMortgage
Record UpdatedMar 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 PINE CREST DR, CUMMING, GA 30040-2046

Mortgage

Document Number0101850000000423
DateJun 8, 2021
Book Page0000010185/0000000423
Lender
NameBETTER MORTGAGE ISAOA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2041

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORSYTH GA
Recording DateJun 12, 2025
Property Address107 PINE CREST DR, CUMMING, GA 30040-2046
Document Number0115610624
Book / Page11561 / 624
Instrument DateJun 6, 2025
Transaction TypeTransfer
Record UpdatedMar 9, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 PINE CREST DR # B, B, CUMMING, GA 30040-2046

Mortgage

Document Number0011561625
DateJun 12, 2025
Instrument11561/625
Lender
NameNEXA MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term355 Months
DueJan 1, 2055

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyForsyth County
Unified School DistrictForsyth County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,086.00 (-10.55%)$244,020 (+5.63%) Land $47,328 Building $196,692$610,050 (+5.63%) Land $118,320 Building $491,730
2023$5,686.00 (+22.54%)$231,020 (+52.48%) Land $30,000 Building $201,020$577,550 (+52.48%) Land $75,000 Building $502,550
2022$4,640.00$151,504 Land $28,000 Building $123,504$378,760 Land $70,000 Building $308,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCUMMING
serves 58,661 people · EPA ID GA1170000
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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