107 Penbrook St, Henderson, TX 75654 Property Records

Rusk County property record for 107 Penbrook St, Henderson, TX 75654

Property Summary

Property Type	Single Family Home
Details	2,144 sqft · built 2017
Lot Size	0.365 acres (15,912 sqft)
Owner	2 Individual Names on Record
Last Sale	$338,300 (Nov 2021)
Tax Bill	$6,611 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02815-01505-00007-000000`

Property Details

APN / Parcel Number

Primary APN	`02815-01505-00007-000000`
Alternative APN	`67593`

Interior

Building Area	2,144 sqft Building Perimeter

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	15,912 sqft (0.365 acres)
Lot Dimensions	136 ft deep x 117 ft wide
Garage Area	778 sqft
Porch	Porch
Porch Area	128 sqft

Location & Zoning

Account Number	02815-01505-00007-000000
Street Address	107 PENBROOK ST
City	HENDERSON
State	TX
Zip	75654-3747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 BLK 1505 TERRA NOVA SUBD #3 FROM PARCEL 17084
Legal Subdivision	TERRA NOVA SUBDIVISION PHASE 3
Legal Block	1505
Legal Lot Number	7
Jurisdiction	RUSK TX
Township / Civil Division	HENDERSON
Census Block Group	3
Census Block	3000
Census Tract	950800

Owner

Source: Rusk County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 PENBROOK ST, HENDERSON, TX 75654-3747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Nov 30, 2021	Vendor's Lien, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage TEXAS BANK
Feb 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Jan 25, 2011 · Amount on Record
Deed Document Number	2021226228
Deed Book / Page	3817 / 97
Prior Transfer Date	Jan 9, 2015
Prior Transfer Doc	0000152593
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK TX
Property Address	107 PENBROOK ST, HENDERSON, TX 75654-3747
Transaction Type	Mortgage
Record Updated	Jul 12, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 PENBROOK ST, HENDERSON, TX 75654-3747

Mortgage

Document Number	0003926/62
Date	Jun 20, 2023
Book Page	3926/62
Instrument	242506

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Dec 1, 2051

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RUSK TX
Recording Date	Nov 30, 2021
Property Address	107 PENBROOK ST, HENDERSON, TX 75654-3747
Document Number	0003817/97
Book / Page	3817 / 97
Map Reference	VOL 3059 PG 101
Instrument Date	Nov 17, 2021
Instrument	226228
Transaction Type	Transfer
Record Updated	Dec 15, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5075 E 52ND ST APT M317, M317, ODESSA, TX 79762-5330

Mortgage

Document Number	0000226229
Date	Nov 30, 2021
Instrument	226229

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK TX
Property Address	107 PENBROOK ST, HENDERSON, TX 75654-3747
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3794/744
Date	Aug 19, 2021
Book Page	3794/744
Instrument	222968

Lender

Name	TEXAS BANK
Type	Bank
Address	HENDERSON, TX 75652

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK TX
Property Address	107 PENBROOK ST, HENDERSON, TX 75654-3747
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3551/083
Date	Feb 5, 2018
Book Page	3551/083
Instrument	182941

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Henderson City
County	Rusk County
Unified School District	Henderson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,611.00 (+57.82%) Homeowner's exemption	$347,800 (-0.99%) Land $45,000 Building $302,800	$347,800 (-0.99%) Land $45,000 Building $302,800
2025	$4,189.00 (-27.11%) Homeowner's exemption	$351,280 (+5.15%) Land $45,000 Building $306,280	$351,280 (+5.15%) Land $45,000 Building $306,280
2023		$334,080 Land $30,000 Building $304,080	$334,080 Land $30,000 Building $304,080
2022	$5,747.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2000–2003)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSON serves 14,666 people · EPA ID TX2010001
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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