107 Pearce Ln, Saluda, NC 28773 Property Records

Henderson County property record for 107 Pearce Ln, Saluda, NC 28773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 1983
Lot Size	2.42 acres (105,415 sqft)
Owner	2 Individual Names on File
Last Sale	$426,000 (Oct 2023)
Tax Bill	$1,646 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9596039319`

Property Details

APN / Parcel Number

Primary APN	`9596039319`
Alternative APNs	`0601434` `601434`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,764 sqft Heated Area
1st Floor Area	1,176 sqft
Upper Floors Area	588 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	105,415 sqft (2.42 acres)
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	424 sqft
Deck Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	601434
Street Address	107 PEARCE LN
City	SALUDA
State	NC
Zip	28773-7800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	601434~R3
Legal Description	GREEN RIVER ESTATES LO6
Legal Subdivision	GREEN RIVER ESTATES
Legal Block	3
Legal Lot Number	9319
Jurisdiction	HENDERSON NC
Township / Civil Division	GREEN RIVER
Census Block Group	1
Census Block	1008
Census Tract	932000

Owner

107 Pearce Ln is owned and occupied by two individuals who bought it in October 2023.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	107 PEARCE LN, SALUDA, NC 28773-7800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Oct 20, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 25, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2023 · Amount on File
Deed Sale	Oct 20, 2023 · Amount on File
Prior Sale	Apr 25, 2017 · Amount on File
Deed Document Number	20231005387
Deed Book / Page	4098 / 492
Prior Transfer Date	Apr 21, 2017
Prior Transfer Doc	0030450043
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	107 PEARCE LN, SALUDA, NC 28773-7800
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 PEARCE LN, SALUDA, NC 28773-7800

Mortgage

Document Number	0043660435
Date	Nov 20, 2025
Book Page	4366/435
Instrument	1001040581

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	7940 JONES BRANCH DR, TYSONS, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Oct 20, 2023
Property Address	107 PEARCE LN, SALUDA, NC 28773-7800
Document Number	0040980492
Book / Page	4098 / 492
Instrument Date	Oct 7, 2023
Instrument	1001005387
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$852.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2909 HENRICO RD, THE VILLAGES, FL 32163-3065

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 PEARCE LN, SALUDA, NC 28773-7800

Mortgage

Document Number	1001005388
Date	Oct 20, 2023
Instrument	1001005388

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Apr 25, 2017
Property Address	107 PEARCE LN, SALUDA, NC 28773-7800
Document Number	0030450043
Book / Page	003045 / 000043
Instrument Date	Apr 21, 2017
Transaction Type	Transfer
Record Updated	Oct 9, 2017

Transaction

Amount	Amount on Record
Tax	$155.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14120 LANGLEY PL DAVIE FL 333256413, DAVIE, FL 33325-6413

Tax Assessment & Valuation

The 2025 property tax bill for 107 Pearce Ln was $1,646.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,900 (-) Land $59,200 Building $239,700
2025	$1,646.00	$298,900 Land $59,200 Building $239,700
2023		$298,900 Land $59,200 Building $239,700	$298,900 Land $59,200 Building $239,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Pearce Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Pearce Ln is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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