107 Park Rd E, Indian Trail, NC 28079 Property Records

Union County property record for 107 Park Rd E, Indian Trail, NC 28079

Property Summary

Property Type	Commercial Vacant Land
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on Record
Last Sale	$59,000 (Aug 2019)
Tax Bill	$527 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-108-017`

Property Details

APN / Parcel Number

Primary APN	`07-108-017`

Exterior

Lot Area	13,504 sqft (0.31 acres)
Porch	Porch
Porch Area	128 sqft

Location & Zoning

Street Address	107 PARK RD E
City	INDIAN TRAIL
State	NC
Zip	28079-7622
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	CBD INDIAN
Legal Description	7448-0395
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1024
Census Tract	20313

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 812, INDIAN TRAIL, NC 28079-0812
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Aug 23, 2019	Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2019 · Amount on Record
Deed Sale	Aug 23, 2019 · Amount on Record
Prior Sale	Aug 16, 2011
Deed Document Number	201925228
Deed Book / Page	7448 / 395
Prior Transfer Date	Aug 6, 2011
Prior Transfer Doc	0005579008
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	107 PARK RD E, INDIAN TRAIL, NC 28079-7622
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 PARK RD E, INDIAN TRAIL, NC 28079-7622

Mortgage

Document Number	0008449573
Date	Apr 11, 2022
Book Page	8449/573
Instrument	13290

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27603

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 8, 2047

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 23, 2019
Property Address	107 PARK RD E, INDIAN TRAIL, NC 28079-7622
Document Number	0007448395
Book / Page	7448 / 395
Instrument Date	Aug 21, 2019
Instrument	0025228
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	INVESTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8207 IDLEWILD RD, 8207, INDIAN TRAIL, NC 28079-8647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15077 SANTA LUCIA DR, CHARLOTTE, NC 28277-3629

Mortgage

Document Number	0000025229
Date	Aug 23, 2019
Instrument	0025229

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,500 (-) Land $74,500	$74,500 (-) Land $74,500
2025	$527.00 (+17.11%)	$74,500 (+53.93%) Land $74,500	$74,500 (+53.93%) Land $74,500
2023	$450.00	$48,400 Land $48,400	$48,400 Land $48,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Windstream.

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