Frederick County property record for 107 Par Ct, Cross Junction, VA 22625
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,435 sqft · built 2007 |
| Lot Size | 0.38 acres (16,597 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Jul 2018) |
| Tax Bill | $2,666 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage Aug 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A022-13-192 |
| Primary APN | 18A022-13-192 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,435 sqft Living Area |
| Gross Area | 5,615 sqft |
| 1st Floor Area | 2,392 sqft |
| Basement Area | 2,392 sqft |
| Unfinished Basement | 2,392 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,597 sqft (0.38 acres) |
| Terrain | Rolling |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 137 sqft |
| Deck Area | 179 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8001701 |
|---|---|
| Street Address | 107 PAR CT |
| City | CROSS JUNCTION |
| State | VA |
| Zip | 22625-2454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LAKE HOLIDAY EST. L192 P1 3 S2 |
| Legal Subdivision | LAKE HOLIDAY |
| Legal Phase | 1 |
| Legal Lot Number | 192 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 50300 |
Source: Frederick County records · APN 18A022-13-192
Assessment roll updated July 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 PAR CT, CROSS JUNCTION, VA 22625-2454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2017 | Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK OF WEST VIRGINIA |
| Aug 31, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance VETERANS UNITED HOME LOANS |
| Jun 26, 2019 | Deed of Trust, Mortgage VETERANS UNITED HM LNS |
| Jul 24, 2018 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Nov 08, 2018 | Grant Deed, Transfer MBH SETTLEMENT GROUP LC, MBH SETTLEMENT GRP LC |
| May 30, 2017 | Warranty Deed, Transfer · ARM FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 24, 2018 · Amount on Record |
| Deed Sale | Jul 24, 2018 · Amount on Record |
| Prior Sale | May 30, 2017 · Amount on Record |
| Deed Document Number | 20187106 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 107 PAR CT, CROSS JUNCTION, VA 22625-2454 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009823 |
|---|---|
| Date | Sep 22, 2017 |
| Instrument | 170009823 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 24, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 107 PAR CT, CROSS JUNCTION, VA 22625-2454 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000014695 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 210014695 |
| Name | VETERANS UNITED HOME LOANS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 107 PAR CT, CROSS JUNCTION, VA 22625-2454 |
| Document Number | 0000006324 |
| Instrument Date | Jun 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 107 PAR CT CROSS JUNCTION VA 226252454, CROSS JUNCTION, VA 22625-2454 |
| Document Number | 0000006324 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 6324 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 27, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jul 24, 2018 |
| Property Address | 107 PAR CT, CROSS JUNCTION, VA 22625-2454 |
| Document Number | 0000007106 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 7106 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2018 |
| Title Company | MBH SETTLEMENT GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 107 PAR CT CROSS JUNCTION VA 226252454, CROSS JUNCTION, VA 22625-2454 |
| Document Number | 7107 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 7107 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Nov 08, 2018 |
| Property Address | 107 PAR CT, CROSS JUNCTION, VA 22625-2454 |
| Document Number | 0000011244 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 11244 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2018 |
| Title Company | MBH SETTLEMENT GROUP LC, MBH SETTLEMENT GRP LC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 107 PAR CT CROSS JUNCTION VA 226252454, CROSS JUNCTION, VA 22625-2454 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | May 30, 2017 |
| Property Address | 107 PAR CT, CROSS JUNCTION, VA 22625-2454 |
| Document Number | 0000005351 |
| Instrument Date | May 22, 2017 |
| Instrument | 170005351 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | OLD TOWNE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 PAR CT, CROSS JUNCTION, VA 22625-2454 |
| Document Number | 0000005352 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 170005352 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,666.00 (+10.44%) | $503,000 Land $58,000 Building $445,000 | $503,000 Land $58,000 Building $445,000 |
| 2025 | $2,414.00 |
Source: FEMA National Flood Hazard Layer, Frederick County (51069C), as of February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690503004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 55 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system VA2069650, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAKE HOLIDAY ESTATES private · serves 2,130 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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