Lancaster County property record for 107 Owings Ct, Lancaster, VA 22503
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,026 sqft · built 1965 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Mar 2021) |
| Tax Bill | $40 (2025) |
| Deeds & Mortgages | Sep 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 22A 1 12 |
| Primary APN | 22A 1 12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,026 sqft Living Area |
| Gross Area | 8,603 sqft |
| 1st Floor Area | 3,026 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 1,240 sqft |
| Patio Area | 238 sqft |
| Canopy | 237 sqft |
| Gazebo | Gazebo |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 4712 |
|---|---|
| Street Address | 107 OWINGS CT |
| City | LANCASTER |
| State | VA |
| Zip | 22503-2312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAUREL POINT 1.09 AC LR21/653+P |
| Legal Subdivision | LAUREL POINT |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 30200 |
Source: Lancaster County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 107 OWINGS CT, LANCASTER, VA 22503-2312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2021 · Amount on Record |
| Deed Sale | Mar 5, 2021 · Amount on Record |
| Deed Document Number | 2021653 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Sep 22, 2026 |
| Property Address | 107 OWINGS CT, LANCASTER, VA 22503-2312 |
| Document Number | 0000002048 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 20262048 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 107 OWINGS CT, LANCASTER, VA 22503-2312 |
| Document Number | 0000002048, |
|---|---|
| Date | Sep 22, 2026 |
| Instrument | 20262048 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Mar 31, 2027 |
| Max Rate | -1% |
|---|
Source: Lancaster County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40.00 (-98.77%) | $744,600 (+44.25%) Land $230,900 Building $513,700 | $744,600 (+44.25%) Land $230,900 Building $513,700 |
| 2023 | $3,252.00 | $516,200 Land $225,900 Building $290,300 | $516,200 Land $225,900 Building $290,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1985–2010) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Dec 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAUREL POINT private · serves 78 people · EPA ID VA4103750 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: All Points Broadband, T-Mobile.
5G and 4G LTE (outdoors only)
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