107 Orchard Ct, Laredo, TX 78045 Property Records

Webb County property record for 107 Orchard Ct, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,230 sqft · built 1997
Lot Size	0.159 acres (6,931 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,200 (Mar 2019)
Tax Bill	$1,082 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`980-80005-010`

Property Details

APN / Parcel Number

Primary APN	`980-80005-010`
Alternative APN	`239669`

Interior

Stories	1 Story
Building Area	1,230 sqft Living Area
Gross Area	1,671 sqft
1st Floor Area	1,230 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,931 sqft (0.159 acres)
Lot Dimensions	100 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	221 sqft

Location & Zoning

Street Address	107 ORCHARD CT
City	LAREDO
State	TX
Zip	78045-7732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 1 BLK 5 TERRA HILLS III
Legal Subdivision	TERRA HILLS I, II, III, IV
Legal Block	5
Legal Lot Number	1
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1003
Census Tract	1720

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 ORCHARD CT, LAREDO, TX 78045-7732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 20, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 28, 2019	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 3, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2019 · Amount on Record
Deed Sale	Mar 28, 2019 · Amount on Record
Prior Sale	Nov 4, 2014 · Amount on Record
Deed Document Number	20191356152
Deed Book / Page	4572 / 41
Prior Transfer Date	Mar 25, 2019
Prior Transfer Doc	004572/041
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	107 ORCHARD CT, LAREDO, TX 78045-7732
Transaction Type	Mortgage
Record Updated	Jan 30, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 ORCHARD CT, LAREDO, TX 78045-7732

Mortgage

Document Number	005403/715
Date	Jan 18, 2023
Book Page	5403/715
Instrument	1489453

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Apr 1, 2049

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	107 ORCHARD CT, LAREDO, TX 78045-7732
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 ORCHARD CT, LAREDO, TX 78045-7732

Mortgage

Document Number	005314/576
Date	Jul 20, 2022
Book Page	5314/576
Instrument	1474411

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	LAREDO, TX 78045

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Apr 1, 2049

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 28, 2019
Property Address	107 ORCHARD CT, LAREDO, TX 78045-7732
Document Number	004572/041
Book / Page	4572 / 041
Map Reference	VOL 16 PG 44
Instrument Date	Mar 25, 2019
Instrument	1356152
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 SIMA DR, 108, LAREDO, TX 78045-8551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 ORCHARD CT, LAREDO, TX 78045-7732

Mortgage

Document Number	0001356153
Date	Mar 28, 2019
Instrument	1356153

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	107 ORCHARD CT, LAREDO, TX 78045-7732
Transaction Type	Mortgage
Record Updated	Jan 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 1317017
Date	Jan 3, 2018
Book Page	4349/758
Instrument	1317017

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2045

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,349 (+2.11%) Land $83,311 Building $135,038	$218,349 (+2.11%) Land $83,311 Building $135,038
2025	$1,082.00 (+4.24%) Homeowner's exemption	$213,840 (+9.73%) Land $83,311 Building $130,529	$213,840 (+9.73%) Land $83,311 Building $130,529
2024	$1,038.00 (-11.36%)
2023		$194,874 Land $78,182 Building $116,692	$194,874 Land $78,182 Building $116,692
2022	$1,171.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone, T-Mobile.

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