107 Oakcrest Cir, Terrell, TX 75160 Property Records

Kaufman County property record for 107 Oakcrest Cir, Terrell, TX 75160

Property Summary

Property Type	Commercial
Details	3 bd · 2 ba · 1,820 sqft · built 2005
Lot Size	0.26 acres (11,339 sqft)
Owner	2 Individuals on Record
Last Sale	$272,719 (Jul 2023)
Tax Bill	$4,242 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S3844020800`

Property Details

APN / Parcel Number

Primary APN	`S3844020800`
Alternative APNs	`00.3844.0008.0008.00.06.06` `R60318` `60318`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,820 sqft Gross Area
1st Floor Area	1,392 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,339 sqft (0.26 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	53 sqft
Storage Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	107 OAKCREST CIR
City	TERRELL
State	TX
Zip	75160-5101
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	TOWN NORTH ESTATES 5 PH 1, BLOCK H, LOT 8
Legal Subdivision	TOWN NORTH ESTATES 5 PH 1
Legal Block	H
Legal Lot Number	8
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	1
Census Block	1024
Census Tract	50402

Owner

Source: Kaufman County assessment roll, as of August 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	107 OAKCREST CIR, TERRELL, TX 75160-5101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 23, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
Oct 17, 2018	Vendor's Lien, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Jun 5, 2018	Warranty Deed, Transfer NORTH AMERICAN TITLE COMPANY-TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	Oct 17, 2018 · Amount on Record
Deed Document Number	202318848
Deed Book / Page	8147 / 421
Prior Transfer Date	Oct 15, 2018
Prior Transfer Doc	0058350391
Record Updated	Sep 20, 2026

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Jul 7, 2023
Property Address	107 OAKCREST CIR, TERRELL, TX 75160-5101
Document Number	0081470421
Book / Page	8147 / 421
Map Reference	CAB 2 ENV 522
Instrument Date	Jul 7, 2023
Instrument	2023-0018848
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	TIAGO TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 OAKCREST CIR, TERRELL, TX 75160-5101

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	107 OAKCREST CIR, TERRELL, TX 75160-5101

Mortgage

Document Number	20230018849
Date	Jul 7, 2023
Instrument	2023-0018849

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	107 OAKCREST CIR, TERRELL, TX 75160-5101
Document Number	0062830362
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	107 OAKCREST CIR TERRELL TX 751605101, TERRELL, TX 75160-5101

Mortgage

Document Number	0062830362
Date	Jan 28, 2020
Book Page	006283/000362
Instrument	2461

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Oct 17, 2018
Property Address	107 OAKCREST CIR, TERRELL, TX 75160-5101
Document Number	0058350391
Book / Page	5835 / 391
Map Reference	CAB 2 ENV 522
Instrument Date	Oct 15, 2018
Instrument	2018-0026145
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 OAKCREST CIR, TERRELL, TX 75160-5101

Mortgage

Document Number	20180026146
Date	Oct 17, 2018
Instrument	2018-0026146

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Jun 5, 2018
Property Address	107 OAKCREST CIR, TERRELL, TX 75160-5101
Document Number	0000013493
Instrument Date	May 31, 2018
Instrument	13493
Transaction Type	Transfer
Record Updated	Jun 22, 2018
Title Company	NORTH AMERICAN TITLE COMPANY-TX

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2808 FORNEY TX 751262808, FORNEY, TX 75126-2808

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Terrell City
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$232,686 (-6.15%) Land $60,000 Building $172,686	$232,686 (-6.15%) Land $60,000 Building $172,686
2024	$4,242.00 (+13.36%)
2023	$3,742.00 (-33.23%)	$247,923 (+15.43%) Land $65,000 Building $182,923	$247,923 (+15.43%) Land $65,000 Building $182,923
2022	$5,604.00	$214,780 Land $52,500 Building $162,280	$214,780 Land $52,500 Building $162,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TERRELL serves 18,432 people · EPA ID TX1290006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Element8, Nextlink.

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