Morris County and Dover Town property record for 107 Oak St, Dover, NJ 07801
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 2,077 sqft · built 2025 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Jan 2025) |
| Tax Bill | $3,005 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2025 Sale & Mortgage + 1 more |
| APN | 09-02011-0000-00001-01 |
| Primary APN | 09-02011-0000-00001-01 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,077 sqft Gross Area |
| 1st Floor Area | 2,077 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Street Address | 107 OAK ST |
|---|---|
| City | DOVER |
| State | NJ |
| Zip | 07801-2840 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R-3 |
| Legal Subdivision | TOWN/DOVER |
| Legal Block | 2011 |
| Legal Lot Number | 1.1 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 44800 |
107 Oak St is owned by an individual who bought it in January 2025.
Source: Morris County and Dover Town records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 OAK ST, DOVER, NJ 07801-2840 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jan 27, 2025 | Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 24, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2025 · Amount on File |
| Deed Sale | Jan 27, 2025 · Amount on File |
| Deed Document Number | 20253624 |
| Deed Book / Page | 24870 / 759 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 107 OAK ST, DOVER, NJ 07801-2840 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 107 OAK ST, DOVER, NJ 07801-2840 |
| Document Number | 0250031157 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 25003/1157 |
| Instrument | 2025044826 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Jan 27, 2025 |
| Property Address | 107 OAK ST, DOVER, NJ 07801-2840 |
| Document Number | 0248700759 |
| Book / Page | 24870 / 759 |
| Instrument Date | Jan 23, 2025 |
| Instrument | 2025003624 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | MAIN TITLE AGENCY, MADISON TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 OAK ST, DOVER, NJ 07801-2840 |
| Name | Verified Name |
|---|---|
| Address | 107 OAK ST, DOVER, NJ 07801-2840 |
| Document Number | 2025003625 |
|---|---|
| Date | Jan 27, 2025 |
| Instrument | 2025003625 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Jun 24, 2021 |
| Property Address | 107 OAK ST, DOVER, NJ 07801-2840 |
| Document Number | 0241600314 |
| Book / Page | 24160 / 314 |
| Instrument Date | May 24, 2021 |
| Instrument | 2021056968 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 JAMES CT, ROCKAWAY, NJ 07866-3048 |
| Investor | Possibly a Property Investor |
Source: Morris County and Dover Town assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Dover Town |
| Unified School District | Dover Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $361,700 (+294.01%) Land $90,800 Building $270,900 | $361,700 (+294.01%) Land $90,800 Building $270,900 | |
| 2025 | $91,800 Land $90,800 Building $1,000 | $91,800 Land $90,800 Building $1,000 | |
| 2024 | $3,005.00 | ||
| 2023 | $130,800 Land $90,800 Building $40,000 | $130,800 Land $90,800 Building $40,000 | |
| 2022 | $3,866.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 107 Oak St; there have been 16 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 16 (1984–2012) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER COMMISSION serves 27,806 people · EPA ID NJ1409001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 94 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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