107 Oak Dr, Princeton, KY 42445 Property Records

Caldwell County property record for 107 Oak Dr, Princeton, KY 42445

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,580 sqft
Owner	Individual Name on File
Last Sale	$157,500 (Aug 2023)
Tax Bill	$1,534 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127553-001`

Property Details

APN / Parcel Number

Primary APN	`127553-001`
Alternative APNs	`10161301` `P8-9-11`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,580 sqft Living Area

Exterior

Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	107 OAK DR
City	PRINCETON
State	KY
Zip	42445-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 107 OAK DRIVE
Legal Lot Number	107
Jurisdiction	CALDWELL KY
Township / Civil Division	PRINCETON
Census Block Group	1
Census Block	1005
Census Tract	920301

Owner

107 Oak Dr is owned and occupied by an individual who bought it in August 2023.

Source: Caldwell County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	107 OAK DR, PRINCETON, KY 42445-1132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2023 · Amount on File
Deed Sale	Aug 9, 2023 · Amount on File
Prior Sale	Mar 23, 2007 · Amount on File
Deed Document Number	0000346351
Deed Book / Page	346 / 351
Record Updated	Jun 8, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALDWELL KY
Recording Date	Aug 9, 2023
Property Address	107 OAK DR, PRINCETON, KY 42445-1132
Document Number	000346/351
Book / Page	346 / 351
Map Reference	MB 107 PG 441
Instrument Date	Aug 4, 2020
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 305, MARION, KY 42064-0305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 OAK DR, PRINCETON, KY 42445-1132

Mortgage

Document Number	0000395537
Date	Aug 9, 2023
Instrument	395/537

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 107 Oak Dr was $1,534.

Source: Caldwell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Caldwell County
Municipality	Princeton City
Unified School District	Caldwell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,534.00	$157,500	$157,500
2023	$411.00 Homeowner's exemption	$129,650	$129,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY WATER DISTRICT serves 6,000 people · EPA ID KY0170528
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20