107 North St, Morganton, NC 28655 Property Records

Burke County property record for 107 North St, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,592 sqft · built 1928
Lot Size0.519 acres (22,651 sqft)
OwnerIndividual Name on File
Tax Bill$358 (2025)
Deeds & MortgagesJul 2023 Mortgage
Feb 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN2704413932

Property Details

APN / Parcel Number

Primary APN2704413932
Alternative APN
  • 9049

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,592 sqft Living Area
1st Floor Area1,592 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1965
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialAsphalt
Lot Area22,651 sqft (0.519 acres)
Garage TypeCarport
Garage Area200 sqft
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area288 sqft
Shed1 Shed
Shed Area96 sqft
Lean-To160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number2704413932
Street Address107 NORTH ST
CityMORGANTON
StateNC
Zip28655-2631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLOW INTENSITY DIST
Legal Description107 NORTH ST MORGANTON, NC 28655
Legal SubdivisionR WILLIAMS PROP
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group5
Census Block5018
Census Tract20600

Owner

Source: Burke County records · APN 2704413932

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address107 NORTH ST, MORGANTON, NC 28655-2631
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 05, 2023Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Feb 14, 2019Loan Modification, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 10, 1972
Deed SaleJul 10, 1972
Deed Document Number0000004057
Record UpdatedJun 08, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address107 NORTH ST, MORGANTON, NC 28655-2631
Transaction TypeMortgage
Record UpdatedJul 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 NORTH ST, MORGANTON, NC 28655-2631

Mortgage

Document Number0026930631
DateJul 05, 2023
Book Page2693/631
Instrument2023006123
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBURKE NC
Property Address107 NORTH ST, MORGANTON, NC 28655-2631
Document Number0023890393
Instrument DateFeb 14, 2019
Transaction TypeMortgage
Record UpdatedFeb 26, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 NORTH ST MORGANTON NC 286552631, MORGANTON, NC 28655-2631

Mortgage

Document Number0023890393
DateFeb 20, 2019
Book Page002389/000393
Instrument24915
Lender
NameBANK OF AMERICA
TypeBank
AddressDENVER, CO 80249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueFeb 19, 2059

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$358.00 (+0.56%)$110,550 (-) Land $20,530 Building $90,020$110,550 (-) Land $20,530 Building $90,020
2023$356.00$110,550 Land $20,530 Building $90,020$110,550 Land $20,530 Building $90,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 28, 2017 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
City of Morganton
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Spectrum.

Based on FCC filings for 196 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MORGANTON
serves 27,221 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on North St

Nearby Streets

Search Property Records by Address or Parcel Number