107 Nice Dr, Williamsburg, VA 23188 Property Records

James City County property record for 107 Nice Dr, Williamsburg, VA 23188 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 1989
Lot Size	0.853 acres (37,157 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Sep 2017)
Tax Bill	$2,598 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-3 05-0-0017`

Property Details

APN / Parcel Number

Primary APN	`13-3 05-0-0017`
Alternative APN	`19806`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
Basement Area	1,280 sqft
Unfinished Basement	1,280 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	37,157 sqft (0.853 acres)

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	19806
Street Address	107 NICE DR
City	WILLIAMSBURG
State	VA
Zip	23188-7060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-17 S-5B MIRROR LAKE
Legal Subdivision	MIRROR LAKES ESTATES
Legal Lot Number	17
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	1
Census Block	1011
Census Tract	80402

Owner

Source: James City County records · APN 13-3 05-0-0017

Assessment roll updated October 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	107 NICE DR, WILLIAMSBURG, VA 23188-7060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit BAYPORT CREDIT UNION
Sep 08, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LANGLEY FEDERAL CREDIT UNION
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC
Sep 23, 2017	Deed of Trust, Mortgage ACOPIA
Dec 24, 2016	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT EQUITY MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 01, 2017 · Amount on Record
Deed Sale	Sep 01, 2017 · Amount on Record
Prior Sale	Sep 23, 2015 · Amount on Record
Deed Document Number	201717447
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Recording Date	May 27, 2026
Property Address	107 NICE DR, WILLIAMSBURG, VA 23188-7060
Document Number	0000006456
Instrument Date	May 20, 2026
Instrument	20266456
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 NICE DR, WILLIAMSBURG, VA 23188-7060

Mortgage

Document Number	0000006456,
Date	May 27, 2026
Instrument	20266456

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	107 NICE DR, WILLIAMSBURG, VA 23188-7060
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202309631
Date	Sep 08, 2023
Instrument	202309631

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Aug 21, 2063

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	107 NICE DR, WILLIAMSBURG, VA 23188-7060
Transaction Type	Mortgage
Record Updated	Sep 06, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210020866
Date	Oct 21, 2021
Instrument	210020866

Lender

Name	GOODLEAP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.38%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	107 NICE DR, WILLIAMSBURG, VA 23188-7060
Document Number	0000018965
Instrument Date	Sep 23, 2017
Transaction Type	Mortgage
Record Updated	Oct 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018965
Date	Sep 28, 2017
Instrument	18965

Lender

Name	ACOPIA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2047

Interest

Rate Type	Fixed Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	107 NICE DR, WILLIAMSBURG, VA 23188-7060
Document Number	0000000011
Instrument Date	Dec 24, 2016
Transaction Type	Mortgage
Record Updated	Jan 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 NICE DR WILLIAMSBURG VA 231887060, WILLIAMSBURG, VA 23188-7060

Mortgage

Document Number	0000000011
Date	Jan 03, 2017
Instrument	11

Lender

Name	PARAMOUNT EQUITY MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 02, 2047

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated October 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,598.00 (+6.39%)	$313,100 (+24.34%) Land $64,000 Building $249,100	$313,100 (+24.34%) Land $64,000 Building $249,100
2024	$2,442.00 (+16.9%)
2023	$2,089.00	$251,800 Land $58,400 Building $193,400	$251,800 Land $58,400 Building $193,400
2022	$2,089.00 (+38.25%)
2019	$1,511.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950804021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Oct 2006, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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