107 N Spring St, Wakarusa, IN 46573 Property Records

Elkhart County property record for 107 N Spring St, Wakarusa, IN 46573

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,288 sqft · built 1950
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on File
Tax Bill	$2,564 (2024)
Deeds & Mortgages	Dec 2022 Mortgage Oct 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`20-09-25-354-023.000-025`

Property Details

APN / Parcel Number

Primary APN	`20-09-25-354-023.000-025`
Alternative APN	`0925354023025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,288 sqft Living Area
Basement Area	368 sqft

Exterior

Year Built	Built 1950
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	11,761 sqft (0.269 acres)
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	0925354023025
Street Address	107 N SPRING ST
City	WAKARUSA
State	IN
Zip	46573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	SPRING STREET ADDITION TO WAKARUSA LOT 2
Legal Subdivision	SPRING STREET ADD
Legal Lot Number	2
Jurisdiction	ELKHART IN
Township / Civil Division	OLIVE
Census Block Group	3
Census Block	3015
Census Tract	1301

Owner

107 N Spring St is owned and occupied by an individual who acquired it in October 2019.

Source: Elkhart County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	107 SPRING ST, WAKARUSA, IN 46573
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Deed of Trust, Mortgage · FHA Mortgage RIGHTPATH SERVICING
Oct 7, 2019	Warranty Deed, Transfer · FHA Mortgage GVC MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2019
Deed Sale	Oct 7, 2019
Prior Sale	Mar 20, 2014
Deed Document Number	0000000818
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	107 N SPRING ST, WAKARUSA, IN 46573
Transaction Type	Mortgage
Record Updated	Jan 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 N SPRING ST, WAKARUSA, IN 46573

Mortgage

Document Number	0000006929
Date	Dec 29, 2022
Instrument	2022-26929

Lender

Name	RIGHTPATH SERVICING
Type	Non-Lending Institution
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	320 Months
Due	Aug 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Oct 7, 2019
Property Address	107 N SPRING ST, WAKARUSA, IN 46573
Document Number	0000000818
Map Reference	MB 34 PG 69
Instrument Date	Jul 16, 2019
Instrument	2019-20818
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	METROPOLITAN TITLE IN LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 N SPRING ST, WAKARUSA, IN 46573

Mortgage

Document Number	0000000819
Date	Oct 7, 2019
Instrument	2019-20819

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Olive Township
Municipality	Wakarusa Town
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140,200 (+12.25%) Land $14,100 Building $126,100	$140,200 (+12.25%) Land $14,100 Building $126,100
2024	$2,564.00	$124,900 (+1.79%) Land $14,100 Building $110,800	$124,900 (+1.79%) Land $14,100 Building $110,800
2023		$122,700 (+5.23%) Land $14,100 Building $108,600	$122,700 (+5.23%) Land $14,100 Building $108,600
2022	$2,405.00	$116,600 Land $14,100 Building $102,500	$116,600 Land $14,100 Building $102,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 N Spring St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 107 N Spring St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKARUSA WATER WORKS serves 1,998 people · EPA ID IN5220029
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
New Paris Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway, Surf Internet.

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