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107 N Ruby St, Ellensburg, WA 98926 Property Records

Kittitas County property record for 107 N Ruby St, Ellensburg, WA 98926

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,793 sqft · built 1950
Lot Size0.165 acres (7,200 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Sep 2025)
Tax Bill$3,062 (2025)
Deeds & MortgagesJun 2026 Line of Credit
May 2020 Transfer
Flood ZoneZone X (moderate risk)
APNP147033

Property Details

APN / Parcel Number

Primary APNP147033
Alternative APNs
  • 1718020502109
  • 147033

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,793 sqft Living Area
Gross Area2,074 sqft
1st Floor Area1,048 sqft
Basement Area353 sqft
Finished Basement353 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1980
Architectural StyleMulti-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialMetal
Lot Area7,200 sqft (0.165 acres)
Garage TypeAttached
Garage Area239 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchCovered Slab
Porch Area36 sqft
Deck Area36 sqft
Patio Area40 sqft
Storage Building81 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Street Address107 N RUBY ST
CityELLENSBURG
StateWA
Zip98926-3336
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeERO
Legal DescriptionTWN EBURG; ORIGINAL ADD. LOT 9 BLOCK 21
Legal SubdivisionORIGINAL ADD
Legal Block21
Legal Lot Number9
JurisdictionKITTITAS WA
Township / Civil DivisionELLENSBURG
Census Block Group2
Census Block2039
Census Tract975600

Owner

107 N Ruby St is owned by two individuals who bought it in September 2025.

Source: Kittitas County records, as of June 22, 2026

Owner of Record2 Individual Names on File
Mailing Address915 MONROE AVE NE, RENTON, WA 98056-3858
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Deed of Trust, Mortgage · Line of Credit
IDAHO CENTRAL CREDIT UNION
May 6, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2025 · Amount on File
Deed SaleSep 3, 2025 · Amount on File
Prior SaleSep 30, 2011 · Amount on File
Deed Document Number202521
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITTITAS WA
Recording DateJun 12, 2026
Property Address107 N RUBY ST, ELLENSBURG, WA 98926-3336
Document Number0000000014
Instrument DateJun 8, 2026
Instrument202614
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 N RUBY ST, ELLENSBURG, WA 98926-3336

Mortgage

Document Number0000000014,
DateJun 12, 2026
Instrument202614
Lender
NameIDAHO CENTRAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKITTITAS WA
Recording DateMay 6, 2020
Property Address107 N RUBY ST, ELLENSBURG, WA 98926-3336
Document Number0005060001
Instrument DateFeb 24, 2020
Instrument5060001
Transaction TypeTransfer
Record UpdatedJul 7, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust

Tax Assessment & Valuation

The 2025 property tax bill for 107 N Ruby St was $3,062.

Source: Kittitas County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyKittitas County
MunicipalityEllensburg City
Unified School DistrictEllensburg School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,062.00$323,400 Land $130,800 Building $192,600$323,400 Land $130,800 Building $192,600
2023$364,320 Land $100,790 Building $263,530$364,320 Land $100,790 Building $263,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 N Ruby St in Zone X, an area of moderate flood risk, though there have been 18 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 30 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims18 (1982–2011)
Claims Outside the SFHA3 of 18
Most Recent ClaimJan 2011 · Severe Winter Storm, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storm, Flooding, Landslides, And Mudslides, Jan 2011 · 2 claims
  • Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 6 claims
  • High Winds, Severe Storms And Flooding, Feb 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 107 N Ruby St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELLENSBURG WATER DEPT
serves 20,900 people · EPA ID WA5322950
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Gigabeam Internet
Fixed Wireless		300 / 300
AT&T
Fixed Wireless		100 / 20

May also be available: Lightcurve, T-Mobile, Verizon.

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