107 N Mount St, Chico, TX 76431 Property Records

Wise County property record for 107 N Mount St, Chico, TX 76431

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,419 sqft · built 1965
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$73,800 (Jul 2017)
Tax Bill$1,092 (2025)
Deeds & MortgagesSep 2026 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNA0410.9027.00

Property Details

APN / Parcel Number

Primary APNA0410.9027.00
Alternative APNs
  • 000000739752
  • R000009182
  • 739752

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,419 sqft Living Area
1st Floor Area1,419 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialBrick
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialOther
Lot Area10,890 sqft (0.25 acres)
Garage TypeCarport
Garage Area600 sqft
CarportCarport
Carport Area600 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area12 sqft
Storage Building192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR000009182
Street Address107 N MOUNT ST
CityCHICO
StateTX
Zip76431-2314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA-410 WM HERSEE 0.2500 ACRES
Legal SubdivisionA-410 WM HERSEE
JurisdictionWISE TX
Township / Civil DivisionBRIDGEPORT
Census Block Group2
Census Block2049
Census Tract150404

Owner

Source: Wise County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 92, CHICO, TX 76431-0092
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
VELOCITY COMMERCIAL CAPITAL LLC
Jul 28, 2017Warranty Deed, Transfer
FIRST ST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2017 · Amount on Record
Deed SaleJul 28, 2017 · Amount on Record
Deed Document Number20178400
Prior Transfer DateJul 27, 2017
Prior Transfer Doc0000008400
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWISE TX
Recording DateSep 14, 2026
Property Address107 N MOUNT ST, CHICO, TX 76431-2314
Document Number0000013932
Instrument DateSep 9, 2026
Instrument202613932
Transaction TypeMortgage
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2604 S LIPSEY ST, DECATUR, TX 76234-4062

Mortgage

Document Number0000013932,
DateSep 14, 2026
Instrument202613932
Lender
NameVELOCITY COMMERCIAL CAPITAL LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Max Rate-1%

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWISE TX
Recording DateJul 28, 2017
Property Address107 N MOUNT ST, CHICO, TX 76431-2314
Document Number0000008400
Instrument DateJul 27, 2017
Instrument8400
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyWISE COUNTY TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
AddressPO BOX 92 CHICO TX 764310092, CHICO, TX 76431-0092

Mortgage

Document Number8401
DateJul 28, 2017
Instrument8401
Lender
NameFIRST ST BK
TypeBank
AddressBRIDGEPORT, TX 76426
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Wise County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityChico City
CountyWise County
Unified School DistrictChico Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$174,556 (+1%)$185,553 (+0.88%) Land $27,225 Building $158,328
2025$1,092.00 (-15.15%) Homeowner's exemption$158,687 (+21%)$183,941 (+5.57%) Land $27,225 Building $156,716
2024$1,287.00 (-29.4%)
2023$131,146$174,235
2021$1,823.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 72% of Texas
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHICO
serves 1,596 people · EPA ID TX2490004
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable
2,000 / 50
Nextlink
Fixed Wireless
500 / 200
AMA TechTel Communications
Fixed Wireless
100 / 20

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