107 N Main St, Rio, IL 61472 Property Records

Knox County property record for 107 N Main St, Rio, IL 61472

Property Summary

Property Type	Single Family Home
Details	1,012 sqft · built 1852
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$54,000 (Mar 2023)
Tax Bill	$1,839 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-16-353-006`

Property Details

APN / Parcel Number

Primary APN	`01-16-353-006`

Interior

Stories	1 Story
Building Area	1,012 sqft Base Area
1st Floor Area	1,012 sqft
Basement Area	580 sqft
Unfinished Basement	580 sqft

Exterior

Year Built	Built 1852
Effective Year Built	Effective 1852
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	124 ft deep x 66 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	580 sqft
Patio Area	580 sqft

Location & Zoning

Street Address	107 N MAIN ST
City	RIO
State	IL
Zip	61472-9409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 11. VILLAGE OF RIO
Legal Subdivision	RIO
Legal Block	11
Legal Lot Number	7
Jurisdiction	KNOX IL
Township / Civil Division	RIO
Census Block Group	3
Census Block	3115
Census Tract	100

Owner

107 N Main St is owned and occupied by an individual who bought it in March 2023.

Source: Knox County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	107 N MAIN ST, RIO, IL 61472-9409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Line of Credit EMPEOPLE CU
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage ANDERSON STATE BANK
Mar 22, 2023	Warranty Deed, Transfer · Conventional Mortgage DEERE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2023 · Amount on File
Deed Sale	Mar 22, 2023 · Amount on File
Prior Sale	Nov 30, 2012 · Amount on File
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	107 N MAIN ST, RIO, IL 61472-9409
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001102128
Date	Oct 24, 2025
Instrument	1102128

Lender

Name	EMPEOPLE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 15, 2035

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	107 N MAIN ST, RIO, IL 61472-9409
Transaction Type	Mortgage
Record Updated	Oct 24, 2023
Title Company	WESTERN ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001078139
Date	Feb 24, 2022
Instrument	1078139

Lender

Name	ANDERSON STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 15, 2027

Interest

Rate Type	Fixed Rate

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX IL
Recording Date	Mar 22, 2023
Property Address	107 N MAIN ST, RIO, IL 61472-9409
Document Number	0001085521
Instrument Date	Mar 11, 2023
Instrument	1085521
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 N MAIN ST, RIO, IL 61472-9409

Mortgage

Document Number	0001085522
Date	Mar 22, 2023
Instrument	1085522

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.63%

Tax Assessment & Valuation

The 2025 property tax bill for 107 N Main St was $1,839 with a homeowner's exemption.

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Rio Township
Municipality	Rio Village
Unified School District	ROWVA Community Unit School District 208 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,839.00	$27,780 Land $1,420 Building $26,360	$83,340 Land $4,260 Building $79,080
2022	$1,393.00	$15,800 Land $1,160 Building $14,640	$47,400 Land $3,480 Building $43,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 107 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIO serves 265 people · EPA ID IL0950450
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
Oneida Network Services DSL · Fiber in parts of the area	10 / 1

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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