107 N Front St, Troy, ID 83871 Property Records

Latah County property record for 107 N Front St, Troy, ID 83871

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Tax Bill	$2,226 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2021 Line of Credit + 2 more
APN	`RPT1570009003A`

Property Details

APN / Parcel Number

Primary APN	`RPT1570009003A`

Location & Zoning

Street Address	107 N FRONT ST
City	TROY
State	ID
Zip	83871-8602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TROY-STATE ADD BLK 9 LOTS 3 & 4 & 10' VAC ST ADJ
Legal Subdivision	TROY-STATE ADD
Legal Block	9
Legal Lot Number	3-4
Jurisdiction	LATAH ID
Township / Civil Division	TROY-JULIAETTA-KENDRICK
Census Block Group	3
Census Block	3050
Census Tract	5600

Owner

107 N Front St is owned and occupied by an individual who acquired it in January 2013.

Source: Latah County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	107 N FRONT ST, TROY, ID 83871-8602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Oct 14, 2021	Deed of Trust, Mortgage · Line of Credit POTLATCH NO 1 FCU
Aug 13, 2024	Deed of Trust, Mortgage · Line of Credit GLOBAL FCU
Oct 31, 2018	Deed of Trust, Mortgage · Line of Credit GLOBAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jan 29, 2013
Last Transfer Date	Jan 30, 2013
Transfer Doc	0000556500
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LATAH ID
Property Address	107 N FRONT ST, TROY, ID 83871-8602
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000622633
Date	Apr 14, 2022
Instrument	622633

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LATAH ID
Property Address	107 N FRONT ST, TROY, ID 83871-8602
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	UNKNOWN, MOSCOW TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000619031
Date	Oct 14, 2021
Instrument	619031

Lender

Name	POTLATCH NO 1 FCU
Type	Credit Union
Address	LEWISTON, ID 83501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 28, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LATAH ID
Property Address	107 N FRONT ST, TROY, ID 83871-8602
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000635816
Date	Aug 13, 2024
Instrument	635816

Lender

Name	GLOBAL FCU
Type	Credit Union
Address	ANCHORAGE, AK 99503

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LATAH ID
Property Address	107 N FRONT ST, TROY, ID 83871-8602
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	UNKNOWN, MOSCOW TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000595471
Date	Oct 31, 2018
Instrument	595471

Lender

Name	GLOBAL CU
Type	Credit Union
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 30, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 107 N Front St was $2,226 with a homeowner's exemption.

Source: Latah County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Latah County
Municipality	Troy City
Unified School District	Troy School District 287 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,226.00 Homeowner's exemption	$380,709 Land $31,500 Building $349,209	$380,709 Land $31,500 Building $349,209
2023	$2,110.00 Homeowner's exemption	$380,707 Land $31,500 Building $349,207	$380,707 Land $31,500 Building $349,207

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 107 N Front St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 N Front St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 79% of Idaho
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY serves 850 people · EPA ID ID2290041
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · May 2026 E. coli resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
Airbridge Broadband Fixed Wireless · not low latency	300 / 300

May also be available: T-Mobile.

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