107 N 3rd St, Jefferson, SD 57038 Property Records

Union County property record for 107 N 3rd St, Jefferson, SD 57038 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 15,000 sqft · built 2007
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Tax Bill	$5,611 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04.09.01.1045`

Property Details

APN / Parcel Number

Primary APN	`04.09.01.1045`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	15,000 sqft Living Area
Gross Area	2,089 sqft
Basement Area	676 sqft
Finished Basement	676 sqft
Unfinished Basement	860 sqft
Flooring	Brick
Interior Walls	Brick
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Combination
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,058 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	107 N 3RD ST
City	JEFFERSON
State	SD
Zip	57038-2046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAFERRIERE TR 1 OF LOTS 25 & 26 BLK 1 LABRECHE'S ADD JEFF CITY
Legal Subdivision	LABRECHE'S ADD
Legal Tract	1
Legal Block	1
Legal Lot Number	25-26
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1064
Census Tract	20302

Owner

Source: Union County records · APN 04.09.01.1045

Assessment roll updated October 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 128, JEFFERSON, SD 57038-0128
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 19, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 17, 2018
Transfer Doc	00108/0615
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	107 N 3RD ST, JEFFERSON, SD 57038-2046
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00176/1470
Date	Dec 22, 2020
Book Page	176/1470
Instrument	206203

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION SD
Recording Date	Sep 19, 2018
Property Address	107 N 3RD ST, JEFFERSON, SD 57038-2046
Document Number	00108/0615
Book / Page	108 / 0615
Instrument Date	Sep 17, 2018
Instrument	183972
Transaction Type	Transfer
Record Updated	Dec 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 DOUGLAS ST STE 402, 402, SIOUX CITY, IA 51101-1045
Mail Care Of	MICHELE M LEWON

Mortgage

Document Number	0000183973
Date	Sep 19, 2018
Instrument	183973

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
Municipality	Jefferson City
Unified School District	Elk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,611.00 (-0.21%)	$339,524 (+1.79%) Land $29,221 Building $310,303
2024	$5,623.00 (-2.98%)
2023	$5,796.00 (+6.1%)	$333,547 Land $23,244 Building $310,303
2022	$5,463.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (46127C), updated May 31, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 461270203021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2014–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2024, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding
Claims By Storm	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2014 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 175 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Long Lines	Cable	1,500 / 50
Midcontinent Communications	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Long Lines. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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