107 N 3rd St, De Soto, MO 63020 Property Records

Jefferson County property record for 107 N 3rd St, De Soto, MO 63020

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,015 sqft · built 1930
Lot Size	0.152 acres (6,640 sqft)
Owner	2 Individual Names on File
Last Sale	$175,989 (Jun 2022)
Tax Bill	$796 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`241.202.22042005`

Property Details

APN / Parcel Number

Primary APN	`241.202.22042005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,015 sqft Living Area
1st Floor Area	1,015 sqft
Basement Area	476 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	6,640 sqft (0.152 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	228 sqft
Porch	Open Frame Porch
Porch Area	472 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	107 N 3RD ST
City	DE SOTO
State	MO
Zip	63020-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	OLD TOWN LOTS 20 & 21 BLOCK 11
Legal Range	4E
Legal Township	39N
Legal Section	02
Legal Subdivision	OLD TOWN
Legal Block	11
Legal Lot Number	20,21
Jurisdiction	JEFFERSON MO
Township / Civil Division	VALLE
Census Block Group	4
Census Block	4002
Census Tract	701200

Owner

107 N 3rd St is owned and occupied by two individuals who bought it in June 2022.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	107 N 3RD ST, DE SOTO, MO 63020-1725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on File
Deed Sale	Jun 6, 2022 · Amount on File
Prior Sale	Jun 11, 2008 · Amount on File
Deed Document Number	202218852
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 6, 2022
Property Address	107 N 3RD ST, DE SOTO, MO 63020-1725
Document Number	0000018852
Map Reference	MB 1 PG 1
Instrument Date	Jun 1, 2022
Instrument	2022R-018852
Transaction Type	Transfer
Record Updated	Jun 20, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 N 3RD ST, 107, DE SOTO, MO 63020-1725

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 N 3RD ST, DE SOTO, MO 63020-1725

Mortgage

Document Number	0000018853
Date	Jun 6, 2022
Instrument	2022R-018853

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 107 N 3rd St was $796, up 5.3% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	De Soto City
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,600 (-) Land $1,100 Building $11,500	$65,900 (-) Land $5,600 Building $60,300
2025	$796.00 (+5.29%)	$12,600 Land $1,100 Building $11,500	$65,900 (-) Land $5,600 Building $60,300
2024	$756.00 (+0.27%)		$65,900 (+6.12%) Land $5,600 Building $60,300
2023	$754.00	$11,800 Land $1,100 Building $10,700	$62,100 Land $5,600 Building $56,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 107 N 3rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1994–2003)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 N 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESOTO PWS serves 6,400 people · EPA ID MO6010213
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20