107 N 2nd St, Benld, IL 62009 Property Records

Macoupin County property record for 107 N 2nd St, Benld, IL 62009

Property Summary

Property Type	Single Family Home
Lot Size	0.328 acres (14,290 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Aug 2020)
Tax Bill	$1,258 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2020 Sale & Mortgage + 2 more
APN	`20-31-183-003`

Property Details

APN / Parcel Number

Primary APN	`20-31-183-003`
Alternative APN	`03-001-480-00`

Exterior

Lot Area	14,290 sqft (0.328 acres)

Location & Zoning

Street Address	107 N 2ND ST
City	BENLD
State	IL
Zip	62009-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3-6 BLK 44 O P BENLD 20-31-183-003
Legal Block	44
Legal Lot Number	3-6
Jurisdiction	MACOUPIN IL
Township / Civil Division	CAHOKIA
Census Block Group	4
Census Block	4052
Census Tract	957000

Owner

107 N 2nd St is owned by an individual who bought it in August 2020.

Source: Macoupin County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 10, SANDOVAL, IL 62882-0010
Owner Type	Individual
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Aug 7, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK
May 11, 2017	Deed, Transfer COMMUNITY TITLE II LP
May 11, 2017	Deed, Transfer · Conventional Mortgage FIRST COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2020 · Amount on File
Deed Sale	Aug 7, 2020 · Amount on File
Prior Sale	May 11, 2017 · Amount on File
Deed Document Number	2020584234
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	107 N 2ND ST, BENLD, IL 62009-1436
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000563389
Date	Aug 24, 2017
Instrument	563389

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 8, 2022

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Aug 7, 2020
Property Address	107 N 2ND ST, BENLD, IL 62009-1436
Document Number	0000584234
Instrument Date	Aug 3, 2020
Instrument	584234
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	107 N 2ND ST, BENLD, IL 62009-1436

Mortgage

Document Number	0000584235
Date	Aug 7, 2020
Instrument	584235

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.9%

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MACOUPIN IL
Recording Date	May 11, 2017
Property Address	107 N 2ND ST, BENLD, IL 62009-1436
Document Number	561336
Instrument Date	May 9, 2017
Instrument	561336
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	COMMUNITY TITLE II LP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 E ELM ST, GILLESPIE, IL 62033-1433

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MACOUPIN IL
Recording Date	May 11, 2017
Property Address	107 N 2ND ST, BENLD, IL 62009-1436
Document Number	0000561336
Instrument Date	May 9, 2017
Instrument	561336
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	COMMUNITY TITLE II LP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 E ELM ST, GILLESPIE, IL 62033-1433

Mortgage

Document Number	0000561337
Date	May 11, 2017
Instrument	561337

Lender

Name	FIRST COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.5%
Min Rate At Change	4.25%
Max Rate At Change	1.03%

Tax Assessment & Valuation

The 2025 property tax bill for 107 N 2nd St was $1,258, up 4% from the year before.

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Benld City
County	Macoupin County
County Subdivision	Cahokia Township
Unified School District	Gillespie Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,258.00 (+3.97%)	$20,318 (+7%) Land $6,191 Building $14,127	$60,954 (+7%) Land $18,573 Building $42,381
2024	$1,210.00	$18,989 Land $5,786 Building $13,203	$56,967 Land $17,358 Building $39,609
2022	$1,161.00	$16,432 Land $5,007 Building $11,425	$49,296 Land $15,021 Building $34,275

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 107 N 2nd St; there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 N 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENLD serves 1,612 people · EPA ID IL1170050
Water Source	Purchased surface water from GILLESPIE
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Treatment failure resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Nextlink Fixed Wireless	1,000 / 500
Madison Communications Cable	1,000 / 150

May also be available: Verizon.

Nearby Properties on N 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures