107 Mozelle St, Keyser, WV 26726 Property Records

Mineral County property record for 107 Mozelle St, Keyser, WV 26726

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,482 sqft · built 1900
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on Record
Last Sale	$121,500 (May 2021)
Tax Bill	$967 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-7-0020.0000`

Property Details

APN / Parcel Number

Primary APN	`07-7-0020.0000`
Alternative APN	`29-07-7-0020.0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,482 sqft Living Area
1st Floor Area	2,244 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 25 ft wide
Porch	Porch
Porch Area	78 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	107 MOZELLE ST
City	KEYSER
State	WV
Zip	26726-3318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 639-640-641 DAVIS MAP- .21 AC
Legal Lot Number	639-641
Jurisdiction	MINERAL WV
Township / Civil Division	2
Census Block Group	1
Census Block	1018
Census Tract	10500

Owner

Source: Mineral County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 MOZELLE ST, KEYSER, WV 26726-3318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Jun 14, 2021	Deed of Trust, Mortgage · FHA Mortgage C & F MORTGAGE CORP
May 12, 2021	Deed, Transfer · FHA Mortgage C & F MORTGAGE CORP
Aug 12, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2021 · Amount on Record
Deed Sale	May 12, 2021 · Amount on Record
Deed Document Number	2021184629
Deed Book / Page	394 / 151
Prior Transfer Date	Jul 16, 2010
Prior Transfer Doc	343/398
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Property Address	107 MOZELLE ST, KEYSER, WV 26726-3318
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000598/354
Date	Jan 17, 2020
Book Page	598/354
Instrument	175317

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Property Address	107 MOZELLE ST, KEYSER, WV 26726-3318
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000620/685
Date	Jun 14, 2021
Book Page	620/685
Instrument	185298

Lender

Name	C & F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MINERAL WV
Recording Date	May 12, 2021
Property Address	107 MOZELLE ST, KEYSER, WV 26726-3318
Document Number	000394/151
Book / Page	394 / 151
Map Reference	BK 360 PG 937
Instrument Date	May 12, 2021
Instrument	184629
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000619/238
Date	May 12, 2021
Book Page	619/238
Instrument	184630

Lender

Name	C & F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MINERAL WV
Recording Date	Aug 12, 2021
Property Address	107 MOZELLE ST, KEYSER, WV 26726-3318
Document Number	000395/716
Book / Page	395 / 716
Map Reference	DB 251 PG 783
Instrument Date	May 7, 2021
Instrument	186589
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Mineral County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Mineral County
Municipality	Keyser City
Unified School District	Mineral County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$967.00 (-2.81%)	$61,680 (-2.84%) Land $6,600 Building $55,080	$102,800 (-2.84%) Land $11,000 Building $91,800
2023	$995.00 (+15.43%)	$63,480 (+15.5%) Land $6,600 Building $56,880	$105,800 (+15.5%) Land $11,000 Building $94,800
2022	$862.00	$54,960 Land $6,600 Building $48,360	$91,600 Land $11,000 Building $80,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1985–2009)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Jun 2009 · rainfall accumulation
Claims by Event	Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 7 claims Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, SkyPacket, T-Mobile.

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