107 Montclair Cir, Durham, NC 27713 Property Records

Durham County property record for 107 Montclair Cir, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,857 sqft · built 1966
Lot Size	0.389 acres (16,988 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,639 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0727-67-8629`

Property Details

APN / Parcel Number

Primary APN	`0727-67-8629`
Alternative APNs	`0727-67-86-2936` `072702678619` `153543`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,857 sqft Heated Area
1st Floor Area	1,350 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Architectural Style	Cape Cod
Lot Area	16,988 sqft (0.389 acres)
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	072702678619
Street Address	107 MONTCLAIR CIR
City	DURHAM
State	NC
Zip	27713-2516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	PARKWOOD/SEC:06/LT#447 PL:000051-000027
Legal Subdivision	PRKWOOD SEC 06
Legal Block	67
Legal Lot Number	447
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	1
Census Block	1002
Census Tract	2013

Owner

Source: Durham County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	107 MONTCLAIR CIR, DURHAM, NC 27713-2516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Apr 13, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1997
Deed Sale	Jan 1, 1997
Deed Document Number	0002093889
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	107 MONTCLAIR CIR, DURHAM, NC 27713-2516
Transaction Type	Mortgage
Record Updated	Apr 24, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 MONTCLAIR CIR, DURHAM, NC 27713-2516

Mortgage

Document Number	0098970001
Date	Apr 13, 2023
Book Page	9897/1
Instrument	2023058218

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	107 MONTCLAIR CIR, DURHAM, NC 27713-2516
Transaction Type	Mortgage
Record Updated	Apr 24, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 MONTCLAIR CIR, DURHAM, NC 27713-2516

Mortgage

Document Number	0098970019
Date	Apr 13, 2023
Book Page	9897/19
Instrument	2023058219

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	26592

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	107 MONTCLAIR CIR, DURHAM, NC 27713-2516
Transaction Type	Mortgage
Record Updated	Aug 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094050669
Date	Jul 23, 2021
Book Page	9405/669
Instrument	2021037239

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	COLUMBIA, SC 29205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2031

Tax Assessment & Valuation

Source: Durham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,639.00 (+34.38%)	$367,107 (+77.54%) Land $139,000 Building $228,107	$367,107 (+77.54%) Land $139,000 Building $228,107
2023	$2,708.00 (+2.34%)	$206,776 Land $41,550 Building $165,226	$206,776 Land $41,550 Building $165,226
2022	$2,646.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Sep 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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