107 Midvale Ave, Wanaque, NJ 07465 Property Records

Passaic County and Wanaque Borough property record for 107 Midvale Ave, Wanaque, NJ 07465

Property Summary

Property Type	Single Family Home
Details	1,548 sqft · built 1952
Lot Size	0.116 acres (5,049 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jun 2018)
Tax Bill	$9,559 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-00208-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`13-00208-0000-00017`
Alternative APN	`130020800017`

Interior

Stories	1 Story
Building Area	1,548 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	5,049 sqft (0.116 acres)
Lot Dimensions	101 ft deep x 50 ft wide

Location & Zoning

Street Address	107 MIDVALE AVE
City	WANAQUE
State	NJ
Zip	07465-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	GEORGE SMITH SEC 1
Legal Block	208
Legal Lot Number	17
Jurisdiction	PASSAIC NJ
Township / Civil Division	WANAQUE
Census Block Group	3
Census Block	3003
Census Tract	236604

Owner

107 Midvale Ave is owned and occupied by two individuals who bought it in June 2018.

Source: Passaic County and Wanaque Borough records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	107 MIDVALE AVE, WANAQUE, NJ 07465-2217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 21, 2019	Deed of Trust, Mortgage QUICKEN LNS
Jun 27, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2018 · Amount on File
Deed Sale	Jun 27, 2018 · Amount on File
Deed Document Number	201828410
Deed Book / Page	3340 / 203
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	107 MIDVALE AVE, WANAQUE, NJ 07465-2217
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 MIDVALE AVE, WANAQUE, NJ 07465-2217

Mortgage

Document Number	0000021917
Date	Apr 19, 2022
Book Page	M17946/96
Instrument	2022021917

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Apr 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	107 MIDVALE AVE, WANAQUE, NJ 07465-2217
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	ARDENT TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002349
Date	Jan 10, 2022
Book Page	M17720/119
Instrument	2022002349

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	Feb 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	107 MIDVALE AVE, WANAQUE, NJ 07465-2217
Document Number	0000041912
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	ARDENT TITLE GROUP LLC, ARDENT TITLE GRP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	107 MIDVALE AVE WANAQUE NJ 074652217, WANAQUE, NJ 07465-2217

Mortgage

Document Number	0000041912
Date	Sep 19, 2019
Book Page	015718/000224
Instrument	41912

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 27, 2018
Property Address	107 MIDVALE AVE, WANAQUE, NJ 07465-2217
Document Number	0000028410
Book / Page	003340 / 000203
Instrument Date	Jun 21, 2018
Instrument	28410
Transaction Type	Transfer
Record Updated	Jul 12, 2018
Title Company	ARDENT TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	107 MIDVALE AVE WANAQUE NJ 074652217, WANAQUE, NJ 07465-2217

Mortgage

Document Number	28416
Date	Jun 27, 2018
Book Page	015076/000001
Instrument	28416

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 107 Midvale Ave was $9,559, up 6.6% from the year before.

Source: Passaic County and Wanaque Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Wanaque Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Wanaque Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,500 (-) Land $89,600 Building $120,900	$210,500 (-) Land $89,600 Building $120,900
2025	$9,559.00 (+6.6%)	$210,500 Land $89,600 Building $120,900	$210,500 Land $89,600 Building $120,900
2024	$8,967.00
2023		$207,500 Land $89,600 Building $117,900	$207,500 Land $89,600 Building $117,900
2022	$8,586.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Midvale Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2011–2023)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2023

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Midvale Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANAQUE W DEPT. serves 10,266 people · EPA ID NJ1613002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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