Wood County property record for 107 Memory Ln, Winnsboro, TX 75494
| Property Type | Residential |
|---|---|
| Details | 1,847 sqft · built 2007 |
| Lot Size | 0.366 acres (15,960 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $153,700 (Nov 2020) |
| Tax Bill | $3,520 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit Aug 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5709-0000-0040-50 |
| Primary APN | 5709-0000-0040-50 |
|---|---|
| Alternative APN |
|
| Building Area | 1,847 sqft Living Area |
|---|---|
| Gross Area | 3,639 sqft |
| 1st Floor Area | 1,847 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Lot Area | 15,960 sqft (0.366 acres) |
| Lot Dimensions | 174 ft deep x 92 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Porch | Porch |
| Porch Area | 211 sqft |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 5709-0000-0040-50 |
|---|---|
| Street Address | 107 MEMORY LN |
| City | WINNSBORO |
| State | TX |
| Zip | 75494-3728 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | LOT 4 .3664 WYNN'S STATION |
| Legal Subdivision | CHARLES EPPS SURVEY A190 |
| Legal Lot Number | 4 |
| Jurisdiction | WOOD TX |
| Township / Civil Division | WINNSBORO |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 950200 |
Source: Wood County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 107 MEMORY LN, WINNSBORO, TX 75494-3728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2018 | Deed of Trust, Mortgage · Line of Credit LEGACY AG CREDIT ACA |
| Aug 29, 2018 | Deed of Trust, Mortgage · Line of Credit LEGACY AG CREDIT ACA |
| Nov 18, 2020 | Vendor's Lien, Transfer · VA Mortgage OPEN MORTGAGE LLC |
| Jun 2, 2017 | Vendor's Lien, Transfer THE FIRST NATIONAL BANK OF WINNSBOR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2020 · Amount on Record |
| Deed Sale | Nov 18, 2020 · Amount on Record |
| Prior Sale | Jun 2, 2017 · Amount on Record |
| Deed Document Number | 202011752 |
| Prior Transfer Date | Nov 16, 2020 |
| Prior Transfer Doc | 0000011752 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOOD TX |
| Property Address | 107 MEMORY LN, WINNSBORO, TX 75494-3728 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800008057 |
|---|---|
| Date | Aug 29, 2018 |
| Instrument | 2018-00008057 |
| Name | LEGACY AG CREDIT ACA |
|---|---|
| Type | Mortgage Company |
| Address | SULPHUR SPRINGS, TX 75483 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOOD TX |
| Property Address | 107 MEMORY LN, WINNSBORO, TX 75494-3728 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800008056 |
|---|---|
| Date | Aug 29, 2018 |
| Instrument | 2018-00008056 |
| Name | LEGACY AG CREDIT ACA |
|---|---|
| Type | Mortgage Company |
| Address | SULPHUR SPRINGS, TX 75483 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2038 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WOOD TX |
| Recording Date | Nov 18, 2020 |
| Property Address | 107 MEMORY LN, WINNSBORO, TX 75494-3728 |
| Document Number | 202000011752 |
| Map Reference | FILE 2009-00015522 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 2020-00011752 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 MEMORY LN, 107, WINNSBORO, TX 75494-3728 |
| Name | Verified Name |
|---|---|
| Address | 1828 GENA DR, SULPHUR SPRINGS, TX 75482-3321 |
| Document Number | 202000011753 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 2020-00011753 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WOOD TX |
| Recording Date | Jun 2, 2017 |
| Property Address | 107 MEMORY LN, WINNSBORO, TX 75494-3728 |
| Document Number | 201700004949 |
| Instrument Date | May 31, 2017 |
| Instrument | 2017-00004949 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | TRI COUNTY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1523 W TYLER ST, 1523, GILMER, TX 75644-2022 |
| Name | Verified Name |
|---|---|
| Address | 107 MEMORY LN, WINNSBORO, TX 75494-3728 |
| Document Number | 201700004950 |
|---|---|
| Date | Jun 2, 2017 |
| Instrument | 2017-00004950 |
| Name | THE FIRST NATIONAL BANK OF WINNSBOR |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
Source: Wood County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Wood County |
| Municipality | Winnsboro City |
| Unified School District | Winnsboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,860 (+1.85%) Land $11,170 Building $249,690 | $260,860 (-0.5%) Land $11,170 Building $249,690 | |
| 2025 | $3,520.00 (-7.22%) Homeowner's exemption | $256,130 (-0.99%) Land $9,580 Building $252,590 | $262,170 (+1.35%) Land $9,580 Building $252,590 |
| 2023 | $258,680 Land $9,580 Building $249,100 | $258,680 Land $9,580 Building $249,100 | |
| 2022 | $3,794.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1980–1993) |
| Most Recent Claim | Oct 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WINNSBORO serves 3,614 people · EPA ID TX2500004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Cable | 940 / 35 |
| Peoples Communications Fixed Wireless | 500 / 60 |
| Nextlink Fixed Wireless | 100 / 20 |
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