Mobile County property record for 107 McHugh Ln, Mobile, AL 36608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,337 sqft · built 1989 |
| Lot Size | 0.175 acres (7,657 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Aug 2024 Reverse Mortgage Aug 2024 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R022805222001079001 |
| Primary APN | R022805222001079001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,337 sqft Living Area |
| 1st Floor Area | 1,543 sqft |
| Upper Floors Area | 1,588 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,657 sqft (0.175 acres) |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 507 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1947843 |
|---|---|
| Street Address | 107 MCHUGH LN |
| City | MOBILE |
| State | AL |
| Zip | 36608-2812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BRADLEY PLACE RESUB OF LOTS 1,2 & 3 MBK 40/106 #SEC 22 T4S R2W #MP28 05 22 2 001 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 22 |
| Legal Subdivision | BRADLEY PLACE |
| Legal Lot Number | 1-3 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 3502 |
107 McHugh Ln is owned and occupied by an individual.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 MCHUGH LN, MOBILE, AL 36608-2812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2024 | Deed of Trust, Mortgage · Reverse Mortgage METLIFE HOME LOANS |
| Aug 6, 2024 | Deed of Trust, Mortgage · Reverse Mortgage VENDOR CONNECT LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 107 MCHUGH LN, MOBILE, AL 36608-2812 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 107 MCHUGH LN, MOBILE, AL 36608-2812 |
| Document Number | 0000049376 |
|---|---|
| Date | Aug 5, 2024 |
| Instrument | 2024049376 |
| Name | METLIFE HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | 501 US HIGHWAY 22, COPS BRIDGEWATER, NJ |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 749 Months |
| Due | Jan 5, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jun 1, 2011 |
| Change Frequency | Monthly |
| Index | Other |
| Max Rate | 12.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 107 MCHUGH LN, MOBILE, AL 36608-2812 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 107 MCHUGH LN, MOBILE, AL 36608-2812 |
| Document Number | 0000049717 |
|---|---|
| Date | Aug 6, 2024 |
| Instrument | 2024049717 |
| Name | VENDOR CONNECT LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | 4201 CYPRESS CREEK PKWY STE 325, HOUSTON, TX 77068 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 749 Months |
| Due | Jan 5, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jun 1, 2011 |
| Change Frequency | Monthly |
| Index | Other |
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $31,090 Land $7,500 Building $23,590 | $310,900 Land $75,000 Building $235,900 |
| 2023 | Additional exemption filed | $30,030 Land $7,500 Building $22,530 | $300,300 Land $75,000 Building $225,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 McHugh Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 9 (1979–2009) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Jun 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 McHugh Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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