Cherokee County property record for 107 Mariner Dr, Murphy, NC 28906 · Last verified April 2026
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 2.4 acres (104,544 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Aug 2023) |
| Tax Bill | $75 (2025) |
| Deeds & Mortgages | Mar 2026 Construction Loan Aug 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 456400696031000 |
| Primary APN | 456400696031000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 104,544 sqft (2.4 acres) |
|---|---|
| Lot Dimensions | 282 ft deep x 134 ft wide |
| Account Number | 60726 |
|---|---|
| Street Address | 107 MARINER DR |
| City | MURPHY |
| State | NC |
| Zip | 28906 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOTS 5 & 6 MARINER'S COVE 1529/899 |
| Legal Subdivision | MARINERS COVE |
| Legal Lot Number | 5,6 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 930300 |
Source: Cherokee County records · APN 456400696031000
Assessment roll updated October 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14803 SW 177TH TER, MIAMI, FL 33187-6763 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Construction Mortgage NANTAHALA BANK & TRUST COMPANY |
| Aug 03, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 03, 2023 · Amount on Record |
| Deed Sale | Aug 03, 2023 · Amount on Record |
| Deed Document Number | 20233775 |
| Deed Book / Page | 1739 / 1107 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 107 MARINER DR, MURPHY, NC 28906 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 14803 SW 177TH TER, MIAMI, FL 33187-6763 |
| Document Number | 001798/503 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 1798/503 |
| Instrument | 1488 |
| Name | NANTAHALA BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | 102 HWY 64 E, HAYESVILLE, NC 28904 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Aug 03, 2023 |
| Property Address | 107 MARINER DR, MURPHY, NC 28906 |
| Document Number | 01739/1107 |
| Book / Page | 1739 / 1107 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 3775 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $160.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 92, SANIBEL, FL 33957-0092 |
| Name | Verified Name |
|---|---|
| Address | 14803 SW 177TH TER, MIAMI, FL 33187-6763 |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $75.00 | $11,680 (-) | $11,680 (-) Land $11,680 |
| 2023 | $11,680 (-) | $11,680 (-) Land $11,680 | |
| 2022 | $75.00 | $11,680 | $11,680 Land $11,680 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399303001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2018, rainfall accumulation |
| Wildfire Risk | Moderate above 67% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 386 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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