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107 Mallard Ln, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 107 Mallard Ln, Cobleskill, NY 12043

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,408 sqft · built 1900
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$35,000 (Dec 2003)
Tax Bill$2,661 (2026)
Deeds & MortgagesAug 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN432601 68.5-7-35

Property Details

APN / Parcel Number

Primary APN432601 68.5-7-35
Alternative APNs
  • 260106800500070350000000
  • 431A100703

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,408 sqft Living Area
1st Floor Area704 sqft
2nd Floor Area704 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions110 ft deep x 110 ft wide
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area84 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number431A100703
Street Address107 MALLARD LN
CityCOBLESKILL
StateNY
Zip12043-1545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionHOUSE & GARAGE
Legal Block7
Legal Lot Number35.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group5
Census Block5017
Census Tract740200

Owner

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address107 MALLARD LN, COBLESKILL, NY 12043-1545
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2003 · Amount on Record
Deed SaleDec 30, 2003 · Amount on Record
Prior SaleApr 18, 2002 · Amount on Record
Deed Book / Page751 / 321
Record UpdatedOct 29, 2026

August 2024: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateAug 14, 2024
Property Address107 MALLARD LN, COBLESKILL, NY 12043-1545
Document Number001217/143
Book / Page1217 / 143
Instrument DateAug 8, 2024
Instrument826028
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address547 MAIN ST, COBLESKILL, NY 12043-4146

Mortgage

Document Number0000826029
DateAug 14, 2024
Instrument826029
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,661.00 (+28.74%)
2025$2,067.00 (+7.94%)$35,000 (-) Land $8,400 Building $26,600$71,429 (+16.33%) Land $17,143 Building $54,286
2023$35,000 Land $8,400 Building $26,600$61,404 Land $14,737 Building $46,667
2020$1,915.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims19 (2011–2013)
Most Recent ClaimJun 2013 · other causes
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims
  • Hurricane Irene, Aug 2011 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOBLESKILL VILLAGE
serves 4,678 people · EPA ID NY4700094
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: MIDTEL.

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