Woonsocket City property record for 107 Lydia Ave, Woonsocket, RI 02895
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,327 sqft · built 1948 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $206,000 (Jun 2004) |
| Tax Bill | $4,035 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28225 |
| Primary APN | 28225 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,327 sqft Living Area |
| Gross Area | 2,702 sqft |
| 1st Floor Area | 1,327 sqft |
| Basement Area | 2,038 sqft |
| Finished Basement | 1,019 sqft |
| Unfinished Basement | 1,019 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 28225 |
|---|---|
| Street Address | 107 LYDIA AVE |
| City | WOONSOCKET |
| State | RI |
| Zip | 02895-6034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Lot Number | 45 |
| Jurisdiction | WOONSOCKET RI |
| Township / Civil Division | WOONSOCKET |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 17700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Blackstone Canal (Boundary Increase) listed 1991 · 8 contributing resources · NRIS 91001536 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Woonsocket City records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 107 LYDIA AVE, WOONSOCKET, RI 02895-6034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage INDEPENDENT HOME LOANS |
| Mar 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MUTUAL OF OMAHA MORTGAGE |
| Jan 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FEDERAL SAVINGS BANK |
| Feb 2, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) PENNYMAC LOAN SERVICES LLC |
| Mar 5, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2004 · Amount on Record |
| Deed Sale | Jun 30, 2004 · Amount on Record |
| Deed Book / Page | 1368 / 48 |
| Last Transfer Date | Oct 26, 2020 |
| Transfer Doc | 2601-319 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Recording Date | Jul 30, 2026 |
| Property Address | 107 LYDIA AVE, WOONSOCKET, RI 02895-6034 |
| Document Number | 0000244735 |
| Book / Page | 3048 / 77 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 2026244735 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 107 LYDIA AVE, WOONSOCKET, RI 02895-6034 |
| Document Number | 0000244735, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 3048/77 |
| Instrument | 2026244735 |
| Name | INDEPENDENT HOME LOANS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Property Address | 107 LYDIA AVE, WOONSOCKET, RI 02895-6034 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002601-323 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 2601/323 |
| Instrument | 212732 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Property Address | 107 LYDIA AVE, WOONSOCKET, RI 02895-6034 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002702-236 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 2702/236 |
| Instrument | 219824 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Property Address | 107 LYDIA AVE, WOONSOCKET, RI 02895-6034 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002853-198 |
|---|---|
| Date | Feb 2, 2024 |
| Book Page | 2853/198 |
| Instrument | 231226 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2044 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Recording Date | Mar 5, 2021 |
| Property Address | 107 LYDIA AVE, WOONSOCKET, RI 02895-6034 |
| Document Number | 002601-319 |
| Book / Page | 2601 / 319 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 212731 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 107 LYDIA AVE, WOONSOCKET, RI 02895-6034 |
Source: Woonsocket City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Woonsocket City |
| Unified School District | Woonsocket School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,035.00 (+17.6%) | $359,300 (+46.41%) Land $106,000 Building $253,300 |
| 2023 | $3,431.00 | $245,400 (-) Land $86,400 Building $159,000 |
| 2022 | $3,431.00 | $245,400 Land $86,400 Building $159,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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