Franklin County and Westville Town property record for 107 Lower Flat Rock Rd, Malone, NY 12953
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,334 sqft · built 1989 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $68,000 (Jul 2017) |
| Tax Bill | $2,601 (2026) |
| Deeds & Mortgages | Jul 2017 Sale & Mortgage |
| APN | 1-057-17.00 |
| Primary APN | 1-057-17.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,334 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Upper Floors Area | 158 sqft |
| Attic | Attic |
| Attic Area | 158 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Mixed |
| Garage Area | 832 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio |
| Porch Area | 572 sqft |
| Canopy | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1-057-17.00 |
|---|---|
| Street Address | 107 LOWER FLAT ROCK RD |
| City | MALONE |
| State | NY |
| Zip | 12953-2811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER CLAR LOWER FLAT ROCK RD DORS |
| Legal Block | 6 |
| Legal Lot Number | 16.000 |
| Jurisdiction | FRANKLIN NY |
| Township / Civil Division | WESTVILLE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 950200 |
107 Lower Flat Rock Rd is owned and occupied by an individual who bought it in July 2017.
Source: Franklin County and Westville Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 LOWER FLAT ROCK RD, MALONE, NY 12953-2811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2017 · Amount on File |
| Deed Sale | Jul 13, 2017 · Amount on File |
| Prior Sale | Jan 14, 2015 · Amount on File |
| Deed Document Number | 20173228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Recording Date | Jul 13, 2017 |
| Property Address | 107 LOWER FLAT ROCK RD, MALONE, NY 12953-2811 |
| Document Number | 0000003228 |
| Instrument Date | Jun 21, 2017 |
| Instrument | 2017-3228 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $272.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 951 COUNTY ROUTE 24, MALONE, NY 12953-3962 |
| Document Number | 0000003229 |
|---|---|
| Date | Jul 13, 2017 |
| Instrument | 2017-3229 |
| Name | NORTH COUNTRY BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 354 Months |
| Due | Jan 1, 2047 |
The 2026 property tax bill for 107 Lower Flat Rock Rd was $2,601, up 9.5% from the year before.
Source: Franklin County and Westville Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Franklin County |
| County Subdivision | Westville Town |
| Unified School District | Malone Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,601.00 (+9.47%) | ||
| 2025 | $2,376.00 | $85,300 Land $8,900 Building $76,400 | $133,281 Land $13,906 Building $119,375 |
| 2023 | $85,300 (-) Land $8,900 Building $76,400 | $116,849 (+18.49%) Land $12,192 Building $104,657 | |
| 2022 | $85,300 Land $8,900 Building $76,400 | $98,613 Land $10,289 Building $88,324 | |
| 2021 | $971.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 107 Lower Flat Rock Rd; there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Jan 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Lower Flat Rock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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