Putnam County property record for 107 Lou Rd, Interlachen, FL 32148 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1989 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Jul 2014) |
| Tax Bill | $961 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Feb 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-10-25-4081-0680-0230 |
| Primary APN | 07-10-25-4081-0680-0230 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Wood |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 162 ft deep x 95 ft wide |
| Deck Area | 280 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 28483 |
|---|---|
| Street Address | 107 LOU RD |
| City | INTERLACHEN |
| State | FL |
| Zip | 32148-3714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INTERLACHEN LAKES ESTS UNIT 22, MB5 P26 BLK 68 LOT 23 |
| Legal Range | 25E |
| Legal Township | 10S |
| Legal Section | 07 |
| Legal Subdivision | INTERLACHEN LAKES ESTATES |
| Legal Block | 68 |
| Legal Lot Number | 23 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 2 |
| Census Block | 2098 |
| Census Tract | 950201 |
Source: Putnam County records · APN 07-10-25-4081-0680-0230
Assessment roll updated December 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 LOU RD, INTERLACHEN, FL 32148-3714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Feb 15, 2017 | Loan Modification, Mortgage · FHA Mortgage FIRST GUARANTY MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2014 · Amount on Record |
| Deed Sale | Jul 02, 2014 · Amount on Record |
| Prior Sale | Jun 01, 2011 · Amount on Record |
| Deed Document Number | 2014798987 |
| Deed Book / Page | 1382 / 1926 |
| Prior Transfer Date | Dec 13, 2004 |
| Prior Transfer Doc | 0010100004 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 107 LOU RD, INTERLACHEN, FL 32148-3714 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 107 LOU RD, INTERLACHEN, FL 32148-3714 |
| Document Number | 0017181275 |
|---|---|
| Date | Jul 24, 2023 |
| Book Page | 1718/1275 |
| Instrument | 202354016294 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 283 Months |
| Due | Feb 01, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 107 LOU RD, INTERLACHEN, FL 32148-3714 |
| Document Number | 0014671058 |
| Instrument Date | Feb 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 107 LOU RD INTERLACHEN FL 321483714, INTERLACHEN, FL 32148-3714 |
| Document Number | 0014671058 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 001467/001058 |
| Instrument | 54004317 |
| Name | FIRST GUARANTY MTG |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28217 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 09, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Putnam County records · Assessment roll updated December 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $961.00 (+15.09%) Homeowner's exemption | $76,870 (+5.97%) | $125,300 (-0.32%) Land $12,310 Building $112,990 |
| 2023 | $835.00 (+3.86%) Homeowner's exemption | $72,540 (+3%) | $125,700 (+14.77%) Land $9,230 Building $116,470 |
| 2022 | $804.00 Homeowner's exemption | $70,430 | $109,520 Land $9,230 Building $100,290 |
Source: FEMA National Flood Hazard Layer, Putnam County (12107C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121079502012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 6 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force 5 of 6 on primary residences |
| Nearby Flood Claims | 3 (2009–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017, tidal / storm surge, Hurricane Irma |
| Wildfire Risk | Moderate above 51% of the US · above 21% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 826 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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