Lincoln County property record for 107 Locust St, Old Monroe, MO 63369
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 732 sqft · built 1934 |
| Lot Size | 0.057 acres (2,483 sqft) |
| Owner | Individual Name on File |
| Last Sale | $71,300 (May 2018) |
| Tax Bill | $416 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 21-10-11-004-020-003.000 |
| Primary APN | 21-10-11-004-020-003.000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 732 sqft Living Area |
| Gross Area | 472 sqft |
| Attic | Attic |
| Attic Area | 260 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,483 sqft (0.057 acres) |
| Street Address | 107 LOCUST ST |
|---|---|
| City | OLD MONROE |
| State | MO |
| Zip | 63369-1005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W1/2 LOT 1 BLK 7, TOWN OF OLD MONROE LOCUST ST. LPB/12A |
| Legal Range | 02E |
| Legal Township | 48N |
| Legal Section | 52 |
| Legal Subdivision | ORIGINAL TOWN OF OLD MONROE |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 810402 |
107 Locust St is owned and occupied by an individual who bought it in May 2018.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 LOCUST ST, OLD MONROE, MO 63369-1005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE |
| Jul 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Sep 2, 2022 | Warranty Deed, Transfer · Stand-Alone Second Mortgage NOT AVAILABLE |
| May 23, 2018 | Warranty Deed, Transfer · Commercial Mortgage BANK OF OLD MONROE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2018 · Amount on File |
| Deed Sale | May 23, 2018 · Amount on File |
| Deed Document Number | 20184408 |
| Deed Book / Page | 2423 / 41 |
| Prior Transfer Date | Nov 11, 2013 |
| Prior Transfer Doc | 0000010515 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 107 LOCUST ST, OLD MONROE, MO 63369-1005 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | MEYER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 02439/0432 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 2439/0432 |
| Instrument | 2019009323 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 107 LOCUST ST, OLD MONROE, MO 63369-1005 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 002450/180 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 2450/180 |
| Instrument | 2020008222 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Sep 2, 2022 |
| Property Address | 107 LOCUST ST, OLD MONROE, MO 63369-1005 |
| Document Number | 002483/396 |
| Book / Page | 2483 / 396 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022009162 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 107 LOCUST ST, OLD MONROE, MO 63369-1005 |
| Document Number | 2022009165 |
|---|---|
| Date | Sep 2, 2022 |
| Instrument | 2022009165 |
| Name | NOT AVAILABLE |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 1, 2032 |
| Document Number | 002483/398 |
|---|---|
| Date | Sep 2, 2022 |
| Book Page | 2483/398 |
| Instrument | 2022009164 |
| Name | THE HOME LOAN EXPERT LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63144 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | May 23, 2018 |
| Property Address | 107 LOCUST ST, OLD MONROE, MO 63369-1005 |
| Document Number | 02423/0041 |
| Book / Page | 2423 / 0041 |
| Instrument Date | May 23, 2018 |
| Instrument | 2018004408 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 LOCUST ST, OLD MONROE, MO 63369-1005 |
| Name | Verified Name |
|---|---|
| Address | 107 LOCUST ST, OLD MONROE, MO 63369-1005 |
| Document Number | 2018004409 |
|---|---|
| Date | May 23, 2018 |
| Instrument | 2018004409 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 107 Locust St was $416.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Old Monroe City |
| Unified School District | Winfield R-IV School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,011 (-) Land $574 Building $6,437 | ||
| 2025 | $416.00 | $7,011 Land $574 Building $6,437 | $36,900 Land $3,020 Building $33,880 |
| 2023 | $386.00 (+26.97%) | $6,582 (+27.51%) Land $477 Building $6,105 | $34,640 Land $2,510 Building $32,130 |
| 2022 | $304.00 | $5,162 Land $477 Building $4,685 | |
| 2021 | $27,170 Land $2,510 Building $24,660 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 107 Locust St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 25 (1993–2024) |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 107 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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