107 Lauradell Rd, Ashland, VA 23005 Property Records

Hanover County property record for 107 Lauradell Rd, Ashland, VA 23005

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,000 sqft · built 2022
Lot Size0.145 acres (6,316 sqft)
OwnerIndividual Name on Record
Tax Bill$3,674 (2026)
Deeds & MortgagesFeb 2026 Line of Credit
Aug 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN7870-35-9252

Property Details

APN / Parcel Number

Primary APN7870-35-9252
Alternative APN
  • 10224582

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,000 sqft Living Area
2nd Floor Area2,000 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleColonial
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area6,316 sqft (0.145 acres)
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number10224582
Street Address107 LAURADELL RD
CityASHLAND
StateVA
Zip23005-8228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLAURADELL LOT 145
Legal SubdivisionLAURADELL
Legal Lot Number145
JurisdictionHANOVER VA
Township / Civil DivisionASHLAND
Census Block Group1
Census Block1013
Census Tract320601

Owner

Source: Hanover County records, as of June 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address107 LAURADELL RD, ASHLAND, VA 23005-8228
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2026Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Aug 9, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
TOWNE FIRST MORTGAGE
Jun 16, 2022Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANOVER VA
Property Address107 LAURADELL RD, ASHLAND, VA 23005-8228
Transaction TypeMortgage
Record UpdatedFeb 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 LAURADELL RD, ASHLAND, VA 23005-8228

Mortgage

Document Number0034371644
DateFeb 12, 2026
Book Page3437/1644
Instrument20260212000015760
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressCAMPBELL, CA 95008
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHANOVER VA
Recording DateAug 9, 2022
Property Address107 LAURADELL RD, ASHLAND, VA 23005-8228
Document Number0003360702
Book / Page3360 / 702
Instrument DateJul 25, 2022
Instrument20220809000114650
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 24, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 LAURADELL RD, ASHLAND, VA 23005-8228

Mortgage

Document Number20220809000114660
DateAug 9, 2022
Instrument20220809000114660
Lender
NameTOWNE FIRST MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

June 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHANOVER VA
Recording DateJun 16, 2022
Property Address107 LAURADELL RD, ASHLAND, VA 23005-8228
Document Number0003356271
Book / Page3356 / 271
Instrument DateJun 14, 2022
Instrument20220616000088860
Transaction TypeTransfer
Record UpdatedJul 6, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10618 PATTERSON AVE, HENRICO, VA 23238-4702
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityAshland Town
CountyHanover County
Unified School DistrictHanover County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,674.00$453,600 Land $115,000 Building $338,600$453,600 Land $115,000 Building $338,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2012–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHANOVER SUBURBAN WATER SYSTEM
serves 57,931 people · EPA ID VA4085398
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

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