107 Laredo Dr, Jacksonville, NC 28540 Property Records

Onslow County property record for 107 Laredo Dr, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,208 sqft · built 2010
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Jun 2026)
Tax Bill	$1,220 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`753C-4`

Property Details

APN / Parcel Number

Primary APN	`753C-4`
Alternative APNs	`417467001` `076423`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	417467001
Street Address	107 LAREDO DR
City	JACKSONVILLE
State	NC
Zip	28540-8006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L4 S1 ROCKFORD FOREST
Legal Subdivision	ROCKFORD FOREST SECTION 1
Legal Lot Number	4
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	2
Census Block	2002
Census Tract	306

Owner

107 Laredo Dr is owned and occupied by an individual who bought it in June 2026.

Source: Onslow County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	107 LAREDO DR, JACKSONVILLE, NC 28540-8006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage MARINE FEDERAL CREDIT UNION
Jun 12, 2019	Deed of Trust, Mortgage · Line of Credit SUN WEST MORTGAGE COMPANY INC
May 21, 2018	Quit Claim Deed, Transfer · VA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on File
Deed Sale	Jun 5, 2026 · Amount on File
Prior Sale	May 21, 2018
Deed Book / Page	6607 / 877
Prior Transfer Date	May 15, 2018
Prior Transfer Doc	0047820934
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 5, 2026
Property Address	107 LAREDO DR, JACKSONVILLE, NC 28540-8006
Document Number	6607000877
Book / Page	6607 / 877
Instrument Date	Jun 3, 2026
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 LAREDO DR, JACKSONVILLE, NC 28540-8006

Mortgage

Document Number	6607000880,
Date	Jun 5, 2026
Book Page	6607/880

Lender

Name	MARINE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	107 LAREDO DR, JACKSONVILLE, NC 28540-8006
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	TIAGO NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049620351
Date	Jun 12, 2019
Book Page	4962/351

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	May 4, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONSLOW NC
Recording Date	May 21, 2018
Property Address	107 LAREDO DR, JACKSONVILLE, NC 28540-8006
Document Number	0047820934
Book / Page	4782 / 934
Map Reference	MB59 PG86
Instrument Date	May 15, 2018
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 LAREDO DR, 107, JACKSONVILLE, NC 28540-8006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1P07 LAREDO DR, JACKSONVILLE, NC 28540

Mortgage

Document Number	0004782938
Date	May 21, 2018
Instrument	4782/938

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 107 Laredo Dr was $1,220.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,220.00	$248,792 (+33.56%) Land $58,500 Building $190,292	$248,792 (+33.56%) Land $58,500 Building $190,292
2025	$1,220.00	$186,282 Land $35,000 Building $151,282	$186,282 Land $35,000 Building $151,282
2023	$1,220.00	$186,282 Land $35,000 Building $151,282	$186,282 Land $35,000 Building $151,282

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Laredo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Laredo Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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