107 Lake Point Dr, Cherryville, NC 28021 Property Records

Cleveland County property record for 107 Lake Point Dr, Cherryville, NC 28021

Property Summary

Property Type	Single Family Home
Details	2,465 sqft · built 1987
Lot Size	0.498 acres (21,711 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Sep 2021)
Tax Bill	$5,252 (2025)
Deeds & Mortgages	Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`14708`

Property Details

APN / Parcel Number

Primary APN	`14708`
Alternative APN	`1343071`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,465 sqft Finished Area
Upper Floors Area	915 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	21,711 sqft (0.498 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	725 sqft
Storage Building	252 sqft
Boat Access	Boat Access
Boat House	588 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1343071
Street Address	107 LAKE POINT DR
City	CHERRYVILLE
State	NC
Zip	28021-9374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	#3 PB15-86 MAP 3 MAUNEY SD
Legal Subdivision	MAUNEY
Legal Block	3
Legal Lot Number	13
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4002
Census Tract	950301

Owner

Source: Cleveland County records · APN 14708

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	107 LAKE POINT DR, CHERRYVILLE, NC 28021-9374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Prior Sale	Nov 10, 2014 · Amount on Record
Deed Document Number	2021200061936
Deed Book / Page	1853 / 506
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 29, 2021
Property Address	107 LAKE POINT DR, CHERRYVILLE, NC 28021-9374
Document Number	0018530506
Book / Page	1853 / 506
Map Reference	MB 15 PG 86
Instrument Date	Sep 28, 2021
Instrument	200061936
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$1,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	136 CREST RD, 136, SHELBY, NC 28152-9304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 LAKE POINT DR, CHERRYVILLE, NC 28021-9374

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$827,124 (-) Land $281,250 Building $545,874	$827,124 (-) Land $281,250 Building $545,874
2025	$5,252.00	$827,124 (+128.32%) Land $281,250 Building $545,874	$827,124 (+128.32%) Land $281,250 Building $545,874
2023		$362,272 Land $178,500 Building $183,772	$362,272 Land $178,500 Building $183,772

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 35 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.