Kenton County property record for 107 Kenton St, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 1951 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (May 2000) |
| Tax Bill | $1,992 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-40-11-035.00 |
| Primary APN | 003-40-11-035.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,176 sqft Finished Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 107 KENTON ST |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODSIDE LOTS 125A & 125B 50' NES KENTON ST |
| Legal Subdivision | WOODSIDE ADDN |
| Legal Lot Number | 125A,12 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 65700 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 107 KENTON ST, ELSMERE, KY 41018-2000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Jul 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Dec 17, 2019 | Loan Modification, Mortgage · Conventional Mortgage PNC BK |
| May 12, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2000 · Amount on Record |
| Deed Sale | May 4, 2000 · Amount on Record |
| Prior Sale | May 2, 1997 · Amount on Record |
| Last Transfer Date | Aug 9, 2013 |
| Transfer Doc | 0005900240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 10, 2026 |
| Property Address | 107 KENTON ST, ELSMERE, KY 41018-2000 |
| Document Number | 0000017843 |
| Book / Page | 477 / 500 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202617843 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 107 KENTON ST, ELSMERE, KY 41018-2000 |
| Document Number | 0000017843, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 477/500 |
| Instrument | 202617843 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 281 Months |
| Due | Jan 1, 2050 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 28, 2026 |
| Property Address | 107 KENTON ST, ELSMERE, KY 41018-2000 |
| Document Number | 0000016357 |
| Book / Page | 467 / 366 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 202616357 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 107 KENTON ST, ELSMERE, KY 41018-2000 |
| Document Number | 0000016357, |
|---|---|
| Date | Jul 28, 2026 |
| Book Page | 467/366 |
| Instrument | 202616357 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 282 Months |
| Due | Jan 1, 2050 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 107 KENTON ST, ELSMERE, KY 41018-2000 |
| Document Number | 0000000251 |
| Instrument Date | Dec 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 107 KENTON ST ELSMERE KY 410182000, ELSMERE, KY 41018-2000 |
| Document Number | 0000000251 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 000010/000808 |
| Instrument | 251 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 8, 2050 |
| Rate | 3.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 107 KENTON ST, ELSMERE, KY 41018-2000 |
| Document Number | 0000000024 |
| Book / Page | 0C6186 / 000027 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 107 KENTON ST ELSMERE KY 410182000, ELSMERE, KY 41018-2000 |
| Document Number | 0000000024 |
|---|---|
| Date | Jun 22, 2017 |
| Book Page | 0C6186/000027 |
| Instrument | 24 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 21, 2042 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,200 (-) Land $20,000 Building $111,200 | $131,200 (-) Land $20,000 Building $111,200 | |
| 2025 | $1,992.00 (+1.32%) | $131,200 (-) Land $20,000 Building $111,200 | $131,200 (-) Land $20,000 Building $111,200 |
| 2023 | $1,966.00 | $131,200 Land $20,000 Building $111,200 | $131,200 Land $20,000 Building $111,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures