107 Kela Dr, Morganton, NC 28655 Property Records

Burke County property record for 107 Kela Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,430 sqft · built 1971
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,096 (2026)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1795400553`

Property Details

APN / Parcel Number

Primary APN	`1795400553`
Alternative APN	`21095`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,430 sqft Living Area
1st Floor Area	1,430 sqft
Flooring	Tile

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Patio Area	128 sqft
Canopy	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	107 KELA DR
City	MORGANTON
State	NC
Zip	28655-9076
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	107 KELA DR MORGANTON, NC 28655
Legal Subdivision	ROLLING HILL 1 SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2012
Census Tract	20202

Owner

107 Kela Dr is owned and occupied by two individuals who acquired it in September 2024.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	107 KELA DR, MORGANTON, NC 28655-9076
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2024
Deed Sale	Sep 3, 2024
Prior Sale	Mar 1, 2018 · Amount on File
Deed Document Number	202424007936
Deed Book / Page	2764 / 1
Prior Transfer Date	Aug 28, 2024
Prior Transfer Doc	0027640001
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 1, 2018
Property Address	107 KELA DR, MORGANTON, NC 28655-9076
Document Number	0023350803
Book / Page	2335 / 0803
Map Reference	MB5 PG140
Instrument Date	Feb 1, 2018
Instrument	2017013452
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1156 AVERY RD, 1156, MORGANTON, NC 28655-8221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 KELA DR, MORGANTON, NC 28655-9076

Mortgage

Document Number	2017013453
Date	Mar 1, 2018
Instrument	2017013453

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 107 Kela Dr was $1,096, up 0.5% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,096.00 (+0.46%)	$179,267 (-) Land $20,160 Building $159,107	$179,267 (-) Land $20,160 Building $159,107
2025	$1,091.00	$179,267 Land $20,160 Building $159,107	$179,267 Land $20,160 Building $159,107
2023	$1,091.00	$179,267 Land $20,160 Building $159,107	$179,267 Land $20,160 Building $159,107

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Kela Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Apr 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Kela Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Compas X-Stream Cable	1,000 / 50