Sonoma County property record for 107 Kay Ct, Cloverdale, CA 95425
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,976 sqft · built 1985 |
| Lot Size | 0.145 acres (6,322 sqft) |
| Owner | Individual Name on File |
| Last Sale | $339,000 (Apr 2002) |
| Tax Bill | $6,197 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 116-360-004-000 |
| Primary APN | 116-360-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,976 sqft Living Area |
| 1st Floor Area | 1,576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,322 sqft (0.145 acres) |
| Garage Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Old Parcel Number | 116-360-004 |
|---|---|
| Street Address | 107 KAY CT |
| City | CLOVERDALE |
| State | CA |
| Zip | 95425-3423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITYCL |
| Legal Description | LOT 4 |
| Legal Subdivision | CRYSTAL CREEK SUBDIVISION |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | CLOVERDALE-GEYSERVILLE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 154201 |
107 Kay Ct is owned and occupied by an individual who bought it in April 2002.
Source: Sonoma County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 KAY CT, CLOVERDALE, CA 95425-3423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2002 · Amount on File |
| Deed Sale | Apr 4, 2002 · Amount on File |
| Prior Sale | Aug 28, 1997 · Amount on File |
| Deed Document Number | 200250550 |
| Prior Transfer Date | Sep 29, 1993 |
| Prior Transfer Doc | 0000142745 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 107 KAY CT, CLOVERDALE, CA 95425-3423 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 107 KAY CT, CLOVERDALE, CA 95425-3423 |
| Document Number | 0000091012 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 2020091012 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 107 Kay Ct was $6,197 with a homeowner's exemption.
Source: Sonoma County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Cloverdale City |
| Unified School District | Cloverdale Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $510,813 (+2%) Land $120,537 Building $390,276 | |
| 2025 | $6,197.00 Homeowner's exemption | $500,798 Land $118,174 Building $382,624 |
| 2023 | $6,125.00 (+1.85%) Homeowner's exemption | $481,353 Land $113,586 Building $367,767 |
| 2022 | $6,014.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 107 Kay Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 8 (1979–2019) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Kay Ct is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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