107 Kay Ave, Poca, WV 25159 Property Records

Putnam County property record for 107 Kay Ave, Poca, WV 25159 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,607 sqft · built 1979
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$207,000 (Jan 2022)
Tax Bill	$1,433 (2025)
Deeds & Mortgages	Dec 2017 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-227B-0007.0000`

Property Details

APN / Parcel Number

Primary APN	`08-227B-0007.0000`
Alternative APNs	`40-08-227B-0007.0000` `00011283`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,607 sqft Living Area
1st Floor Area	1,247 sqft
Basement Area	360 sqft
Finished Basement	360 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	149 ft deep x 81 ft wide
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00011283
Street Address	107 KAY AVE
City	POCA
State	WV
Zip	25159-9724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 RIVER VALLEY SUBD
Legal Subdivision	RIVER VALLEY SUB
Legal Lot Number	7
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	3
Census Block	3010
Census Tract	20500

Owner

Source: Putnam County records · APN 08-227B-0007.0000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	107 KAY AVE, POCA, WV 25159-9724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC
May 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage WV HOUSING DEV FUND
Jan 12, 2022	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 12, 2022 · Amount on Record
Deed Sale	Jan 12, 2022 · Amount on Record
Deed Document Number	005188940003
Deed Book / Page	603 / 201
Record Updated	Jun 08, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	107 KAY AVE, POCA, WV 25159-9724
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	BESTITLE, BES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001178/001
Date	Dec 20, 2017
Book Page	1178/001
Instrument	004304340013

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	107 KAY AVE, POCA, WV 25159-9724
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001214/860
Date	May 29, 2019
Book Page	1214/860
Instrument	004639650014

Lender

Name	WV HOUSING DEV FUND
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2034

Interest

Rate Type	Fixed Rate

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM WV
Recording Date	Jan 12, 2022
Property Address	107 KAY AVE, POCA, WV 25159-9724
Document Number	000603/201
Book / Page	603 / 201
Map Reference	DB 235 PG 772 773
Instrument Date	Jan 07, 2022
Instrument	005188940003
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	BESTITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$910.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 KAY AVE, POCA, WV 25159-9724

Mortgage

Document Number	001312/691
Date	Jan 12, 2022
Book Page	1312/691
Instrument	005188950012

Lender

Name	HOMETOWN LENDERS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,433.00 (+15.29%)	$113,400 (+10.79%) Land $22,260 Building $91,140	$189,000 (+10.79%) Land $37,100 Building $151,900
2023	$1,243.00 (+17.82%)	$102,360 (+16.93%) Land $22,260 Building $80,100	$170,600 (+16.93%) Land $37,100 Building $133,500
2022	$1,055.00	$87,540 Land $22,260 Building $65,280	$145,900 Land $37,100 Building $108,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (54079C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540790205003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1984–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2021, river or lake flooding

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 55% of West Virginia
Wildfire Likelihood	About 1 in 1,613 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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